616 Encino Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 616 Encino Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 1976
Lot Size	0.379 acres (16,509 sqft)
Owner	Individual Name on File
Last Sale	$659,000 (Nov 2015)
Tax Bill	$9,226 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044-361-16`

Property Details

APN / Parcel Number

Primary APN	`044-361-16`
Alternative APN	`044-361-16-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,416 sqft Living Area
Gross Area	1,816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	16,509 sqft (0.379 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	823 sqft
Patio Area	823 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	616 ENCINO DR
City	APTOS
State	CA
Zip	95003-4861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10-SP
Legal Subdivision	DEER PARK VILLA 01
Legal Lot Number	118
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1003
Census Tract	122202

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	616 ENCINO DR, APTOS, CA 95003-4861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK
Feb 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Feb 28, 2022	Intrafamily Transfer, Transfer AMROCK LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2015 · Amount on File
Deed Sale	Nov 6, 2015 · Amount on File
Prior Sale	Sep 19, 2014 · Amount on File
Deed Document Number	201544959
Last Transfer Date	Nov 27, 2020
Transfer Doc	0000006558
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	616 ENCINO DR, APTOS, CA 95003-4861
Transaction Type	Mortgage
Record Updated	Dec 6, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 ENCINO DR, APTOS, CA 95003-4861

Mortgage

Document Number	0000031201
Date	Nov 21, 2022
Instrument	2022-0031201

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 28, 2022
Property Address	616 ENCINO DR, APTOS, CA 95003-4861
Document Number	0000006558
Map Reference	MB 18 PG 48
Instrument Date	Nov 27, 2020
Instrument	2022-0006558
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 ENCINO DR, APTOS, CA 95003-4861

Mortgage

Document Number	0000006559
Date	Feb 28, 2022
Instrument	2022-0006559

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	346 Months
Due	Dec 1, 2050

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 28, 2022
Property Address	616 ENCINO DR, APTOS, CA 95003-4861
Document Number	0000006560
Map Reference	MB 18 PG 48
Instrument Date	Nov 27, 2020
Instrument	2022-0006560
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	616 ENCINO DR, APTOS, CA 95003-4861

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$742,596 (+2%) Land $504,724 Building $237,872
2025	$9,226.00 (+13.24%) Homeowner's exemption	$728,035 (+4.04%) Land $494,827 Building $233,208
2023	$8,147.00 (+1.81%) Homeowner's exemption	$699,765 Land $475,613 Building $224,152	$839,970
2022	$8,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1982–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

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