616 E Wheel Rd, Bel Air, MD 21015 Property Records

Harford County property record for 616 E Wheel Rd, Bel Air, MD 21015

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,180 sqft · built 1961
Lot Size	2.79 acres (121,532 sqft)
Owner	2 Individual Names on Record
Last Sale	$446,000 (Feb 2019)
Tax Bill	$5,201 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-302388`

Property Details

APN / Parcel Number

Primary APN	`01-302388`
Alternative APNs	`1302388` `302388`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,180 sqft Total Area
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	121,532 sqft (2.79 acres)

Exterior Amenities

Deck Area	100 sqft
Patio Area	224 sqft
Gazebo	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	302388
Street Address	616 E WHEEL RD
City	BEL AIR
State	MD
Zip	21015-6121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 1 2.79 AC 616 E WHEEL ROAD CASEY PROP PT 94/22
Legal Subdivision	ENGQUIST PROPERTY
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301106

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	616 E WHEEL RD, BEL AIR, MD 21015-6121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FEDERAL CREDIT UNION
Feb 15, 2019	Grant Deed, Transfer · FHA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Prior Sale	Apr 8, 1997 · Amount on Record
Deed Book / Page	13158 / 116
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Jul 29, 2026
Property Address	616 E WHEEL RD, BEL AIR, MD 21015-6121
Document Number	1722000181
Book / Page	17226 / 181
Instrument Date	Jul 17, 2026
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	GETZ TITLE GROUP LLC, GETZ TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	616 E WHEEL RD, BEL AIR, MD 21015-6121

Mortgage

Document Number	1722000181,
Date	Jul 29, 2026
Book Page	17226/181

Lender

Name	ABERDEEN PROVING GROUND FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 31, 2041

Interest

Rate Type	Fixed Rate
Rate	5.81%
Initial Type	Fixed Rate
Max Rate	-1%

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 15, 2019
Property Address	616 E WHEEL RD, BEL AIR, MD 21015-6121
Document Number	0131580116
Book / Page	013158 / 000116
Instrument Date	Jan 18, 2019
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$446.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	616 E WHEEL RD BEL AIR MD 210156121, BEL AIR, MD 21015-6121

Mortgage

Document Number	131580123
Date	Feb 15, 2019
Book Page	013158/000123

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,201.00 (+19.73%) Homeowner's exemption	$477,200 (+20.75%) Land $123,900 Building $353,300	$477,200 (+20.75%) Land $123,900 Building $353,300
2025	$4,344.00 (+10.59%) Homeowner's exemption
2023		$395,200 Land $123,900 Building $271,300	$395,200 Land $123,900 Building $271,300
2022	$3,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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