616 E North St, Saint Charles, MI 48655 Property Records

Saginaw County property record for 616 E North St, Saint Charles, MI 48655

Property Summary

Property TypeResidential Vacant Land
Lot Size88 acres (3,833,280 sqft)
OwnerCompany Name on Record
Last Sale$289,900 (Apr 2021)
Tax Bill$3,132 (2025)
Deeds & MortgagesApr 2021 Sale
Flood ZoneZone AE (high risk)
APN24-10-3-04-1003-000

Property Details

APN / Parcel Number

Primary APN24-10-3-04-1003-000

Exterior

Lot Area3,833,280 sqft (88 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address616 E NORTH ST
CitySAINT CHARLES
StateMI
Zip48655-1111
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionTHAT PART N 1/2 N 1/2 LYING N&W OF BAD RIVER EXC THE N 79 ACRES ALSO THAT PART OF SE1/4 NE1/4 LYING N OF BAD RIVER 88 ACRES
Legal Range03E
Legal Township10N
Legal Section04
JurisdictionSAGINAW MI
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3014
Census Tract12600

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address800 ISLAND HWY, CHARLOTTE, MI 48813-9359
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2021 · Amount on Record
Deed SaleApr 20, 2021 · Amount on Record
Deed Document Number202115233
Prior Transfer DateOct 27, 2015
Prior Transfer Doc0000030783
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateApr 20, 2021
Property Address616 E NORTH ST, SAINT CHARLES, MI 48655-1111
Document Number0000015233
Instrument DateApr 12, 2021
Instrument2021015233
Transaction TypeTransfer
Record UpdatedApr 25, 2024
Title CompanySAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

AmountAmount Recorded
Tax$2,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1488 CRANBROOK DR, SAGINAW, MI 48638-5469

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 ISLAND HWY, CHARLOTTE, MI 48813-9359

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$135,100 (+34.56%)$270,200 (+34.56%)
2025$3,132.00 (-24.64%) Homeowner's exemption
2023$100,400$200,800
2022$4,156.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation593.3 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims12 (1986–2020)
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 2 claims
  • Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Sep 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E North St

Nearby Streets

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