Montgomery County property record for 616 E Cottage Ave, Dayton, OH 45449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,159 sqft · built 1960 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,500 (Jul 2019) |
| Tax Bill | $3,876 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jul 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | K48-00215-0012 |
| Primary APN | K48-00215-0012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,159 sqft Living Area |
| Gross Area | 1,539 sqft |
| 1st Floor Area | 1,107 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 8,050 sqft (0.185 acres) |
| Lot Dimensions | 115 ft deep x 70 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Stoop |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 156 sqft |
| Patio Area | 156 sqft |
| Utility Building | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 616 E COTTAGE AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-1354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1648 MITCHELLS 4 |
| Legal Subdivision | MITCHELLS 4 |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 50301 |
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 616 E COTTAGE AVE, DAYTON, OH 45449-1354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jun 16, 2022 | Warranty Deed, Transfer · VA Mortgage PRIMELENDING |
| Jul 10, 2019 | Warranty Deed, Transfer · Conventional with PMI WRIGHT-PATT CU |
| May 9, 2019 | Warranty Deed, Transfer LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| May 23, 2019 | Correction Deed, Transfer LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on Record |
| Deed Sale | Jul 10, 2019 · Amount on Record |
| Prior Sale | May 9, 2019 · Amount on Record |
| Deed Document Number | 201935450 |
| Prior Transfer Date | Apr 26, 2019 |
| Prior Transfer Doc | 0000026432 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 16, 2022 |
| Property Address | 616 E COTTAGE AVE, DAYTON, OH 45449-1354 |
| Document Number | 0000038047 |
| Instrument Date | May 9, 2022 |
| Instrument | 2022-00038047 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2022 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 616 E COTTAGE AVE, WEST CARROLLTON, OH 45449-1354 |
| Document Number | 0000038048 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 2022-00038048 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 10, 2019 |
| Property Address | 616 E COTTAGE AVE, DAYTON, OH 45449-1354 |
| Document Number | 0000035450 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 35450 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 616 E COTTAGE AVE DAYTON OH 454491354, DAYTON, OH 45449-1354 |
| Document Number | 35469 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 35469 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 9, 2019 |
| Property Address | 616 E COTTAGE AVE, DAYTON, OH 45449-1354 |
| Document Number | 0000023616 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 23616 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $324.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3360 MORNING GLORY RD DAYTON OH 454491354, DAYTON, OH 45449-1354 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 23, 2019 |
| Property Address | 616 E COTTAGE AVE, DAYTON, OH 45449-1354 |
| Document Number | 0000026432 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 26432 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2019 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $28.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3360 MORNING GLORY RD DAYTON OH 454493031, DAYTON, OH 45449-3031 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,210 (-) Land $8,610 Building $46,600 | $157,730 (-) Land $24,590 Building $133,140 | |
| 2024 | $3,876.00 (+3.58%) | ||
| 2023 | $3,742.00 (+8.03%) | $55,210 (+39.63%) Land $8,610 Building $46,600 | $157,730 (+39.65%) Land $24,590 Building $133,140 |
| 2022 | $3,464.00 | $39,540 Land $6,150 Building $33,390 | |
| 2020 | $112,950 Land $17,560 Building $95,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1989–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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