Rowan County property record for 616 E Clack Mountain Rd, Clearfield, KY 40313 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1974 |
| Square Footage | 1,092 sqft Living Area |
| Lot Size | 65,340 sqft (1.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $90,000 (2015) |
| Tax Bill | $753.00 (2025) |
| Primary APN | 128-00 00 015.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,092 sqft Living Area |
| Basement Area | 1,092 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Oil Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2967 |
|---|---|
| Street Address | 616 E CLACK MOUNTAIN RD |
| City | CLEARFIELD |
| State | KY |
| Zip | 40313-9628 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | H & 1.5 A+- STONE COAL CK |
| Jurisdiction | ROWAN KY |
| Minor Civil Division | MOREHEAD |
| Census Blockgroup | 2 |
| Census Block | 2045 |
| Census Tract | 950400 |
Source: Rowan County records · APN 128-00 00 015.00
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 616 E CLACK MOUNTAIN RD, CLEARFIELD, KY 40313-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Apr 21, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2015 · Amount on Record |
| Deed Sale | Apr 25, 2015 · Amount on Record |
| Deed Doc Number | 392107 |
| Deed Book / Page | D255 / 560 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 616 E CLACK MOUNTAIN RD, CLEARFIELD, KY 40313-9628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 00A423/824 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | A423/824 |
| Instrument | 2006528 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 616 E CLACK MOUNTAIN RD, CLEARFIELD, KY 40313-9628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 616 E CLACK MOUNTAIN RD, CLEARFIELD, KY 40313-9628 |
| Document Number | 00A448/137 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | A448/137 |
| Instrument | 2016254 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 4202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $753.00 (-1.7%) | $90,000 (-) Land $12,000 Building $78,000 | $90,000 (-) Land $12,000 Building $78,000 |
| 2023 | $766.00 | $90,000 Land $12,000 Building $78,000 | $90,000 Land $12,000 Building $78,000 |
Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 74% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 1,124 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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