616 E Charles St, Muncie, IN 47305 Property Records

Delaware County property record for 616 E Charles St, Muncie, IN 47305

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,242 sqft · built 1902
Lot Size	0.178 acres (7,750 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Oct 2022)
Tax Bill	$2,011 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-11-15-131-011.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-15-131-011.000-003`
Alternative APN	`1115131011000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,242 sqft Living Area
1st Floor Area	2,242 sqft
Attic	Attic
Attic Area	1,097 sqft
Basement Area	548 sqft
Unfinished Basement	548 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1996
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,750 sqft (0.178 acres)
Lot Dimensions	1,250 ft deep x 620 ft wide
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 15 131 011 000
Street Address	616 E CHARLES ST
City	MUNCIE
State	IN
Zip	47305-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COF 1 ADD W HLF LOTS 7 & 8 BLK 6
Legal Subdivision	COF 1 ADD
Legal Block	6
Legal Lot Number	7-8
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3035
Census Tract	2800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kimbrough, Emily, Historic District listed 1980 · 123 contributing resources · NRIS 80000032

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Delaware County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	616 E CHARLES ST, MUNCIE, IN 47305-2612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	Dec 7, 2007 · Amount on Record
Deed Document Number	202215779
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Oct 13, 2022
Property Address	616 E CHARLES ST, MUNCIE, IN 47305-2612
Document Number	2022R15779
Map Reference	DE11PG17IN2007R27441
Instrument Date	Oct 7, 2022
Instrument	2022R15779
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7341 N IRON BELL PL, TUCSON, AZ 85741-1966
Investor	Possibly a Property Investor

Mortgage

Document Number	2022R15780
Date	Oct 13, 2022
Instrument	2022R15780

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,011.00 (+28.58%)	$175,400 (+44.48%) Land $16,700 Building $158,700	$175,400 (+44.48%) Land $16,700 Building $158,700
2024	$1,564.00 (+18.13%)
2023	$1,324.00 (+49.1%)	$121,400 (+36.87%) Land $13,900 Building $107,500	$121,400 (+36.87%) Land $13,900 Building $107,500
2022	$888.00 (-8.45%) Homeowner's exemption	$88,700 Land $20,100 Building $68,600	$88,700 Land $20,100 Building $68,600
2021	$970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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