Orange County property record for 616 E Bay Cv, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,277 sqft · built 1996 |
| Lot Size | 0.169 acres (7,357 sqft) |
| Owner | Company Name on Record |
| Last Sale | $210,000 (Feb 2021) |
| Tax Bill | $3,849 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2021 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-22-27-2275-00-040 |
| Primary APN | 24-22-27-2275-00-040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,277 sqft Living Area |
| Gross Area | 1,424 sqft |
| 1st Floor Area | 1,084 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete/Cinder Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,357 sqft (0.169 acres) |
| Porch | Slab |
| Porch Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 616 E BAY CV |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-2986 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | EAST BAY ESTATES 33/92 LOT 4 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 24 |
| Legal Subdivision | EAST BAY ESTS |
| Legal Tract | 2275 |
| Legal Lot Number | 4 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 17402 |
Source: Orange County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3903 S CONGRESS AVE, 40298, AUSTIN, TX 78704-0213 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 4, 2022 | Intrafamily Transfer, Transfer · Commercial Mortgage GERMAN AMERICAN CAPITAL CORPORATION |
| Feb 24, 2021 | Warranty Deed, Transfer BCHH INC |
| Feb 24, 2021 | Warranty Deed, Transfer BCHH INC |
| Aug 13, 2018 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Jun 8, 2018 | Warranty Deed, Transfer OS NATIONAL LLC |
| Jun 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2021 · Amount on Record |
| Deed Sale | Feb 24, 2021 · Amount on Record |
| Prior Sale | Aug 13, 2018 · Amount on Record |
| Deed Document Number | 2021110654 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 4, 2022 |
| Property Address | 616 E BAY CV, WINTER GARDEN, FL 34787-2986 |
| Document Number | 0000148822 |
| Map Reference | MB 28 PG 16-21 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 20220148822 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | BCHH INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK, AUSTIN, TX 78746-1070 |
| Investor | Possibly a Property Investor |
| Document Number | 0000148823 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 20220148823 |
| Name | GERMAN AMERICAN CAPITAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 9, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 24, 2021 |
| Property Address | 616 E BAY CV, WINTER GARDEN, FL 34787-2986 |
| Document Number | 20210110654 |
| Map Reference | MB 33 PG 92&93 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 20210110654 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2021 |
| Title Company | BCHH INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5145 SOUTH DALE MABRY HIGHWAY, 5145, TAPPAN, NY 13102 |
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 24, 2021 |
| Property Address | 616 E BAY CV, WINTER GARDEN, FL 34787-2986 |
| Document Number | 0000110654 |
| Map Reference | MB 33 PG 92&93 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 20210110654 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | BCHH INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5145 SOUTH DALE MABRY HIGHWAY, 5145, TAPPAN, NY 13102 |
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 13, 2018 |
| Property Address | 616 E BAY CV, WINTER GARDEN, FL 34787-2986 |
| Document Number | 0000477678 |
| Instrument Date | Aug 9, 2018 |
| Instrument | 477678 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,175.23 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 616 E DAY CV WINTER GARDEN FL 34787, WINTER GARDEN, FL 34787 |
| Document Number | 477679 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 477679 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 8, 2018 |
| Property Address | 616 E BAY CV, WINTER GARDEN, FL 34787-2986 |
| Document Number | 0000339571 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 339571 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2018 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,148.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 13, 2017 |
| Property Address | 616 E BAY CV, WINTER GARDEN, FL 34787-2986 |
| Document Number | 0000327437 |
| Map Reference | MB 33 PG 92&93 |
| Instrument Date | May 30, 2017 |
| Instrument | 20170327437 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12454 ACCIPITER DR, 12454, ORLANDO, FL 32837-8114 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 616 E BAY CV, WINTER GARDEN, FL 34787-2986 |
| Document Number | 0000327438 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 20170327438 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,390 (+9.37%) Land $75,000 Building $183,390 | $258,390 (+9.37%) Land $75,000 Building $183,390 | |
| 2025 | $3,849.00 (+6.12%) | $236,260 (+13.05%) Land $50,000 Building $186,260 | $236,260 (+13.05%) Land $50,000 Building $186,260 |
| 2024 | $3,627.00 (+9.08%) | ||
| 2023 | $3,325.00 (+13.99%) | $208,991 (+14.39%) Land $45,000 Building $163,991 | $208,991 (+14.39%) Land $45,000 Building $163,991 |
| 2022 | $2,917.00 | $182,699 Land $45,000 Building $137,699 | $182,699 Land $45,000 Building $137,699 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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