616 E 2nd St S, Ladysmith, WI 54848 Property Records

Rusk County property record for 616 E 2nd St S, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$62,500 (Aug 2018)
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-00493-0000`

Property Details

APN / Parcel Number

Primary APN	`246-00493-0000`

Exterior

Lot Area	9,148 sqft

Location & Zoning

Street Address	616 E 2ND ST S
City	LADYSMITH
State	WI
Zip	54848-1848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORBETTS 2ND ADDITION LOT 5 BLOCK 13 VOLUME 642 PAGE 633
Legal Range	06W
Legal Township	34N
Legal Section	03
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	CORBETTS 2ND ADD
Legal Block	13
Legal Lot Number	5
Jurisdiction	RUSK WI
Township / Civil Division	LADYSMITH
Census Block Group	4
Census Block	4052
Census Tract	960500

Owner

Source: Rusk County records · APN 246-00493-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	616 E 2ND ST S, LADYSMITH, WI 54848-1848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2018 · Amount on Record
Deed Sale	Aug 23, 2018 · Amount on Record
Deed Document Number	349234
Deed Book / Page	642 / 633
Record Updated	Jun 08, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSK WI
Recording Date	Aug 23, 2018
Property Address	616 E 2ND ST S, LADYSMITH, WI 54848-1848
Document Number	000642/633
Book / Page	642 / 633
Instrument Date	Aug 22, 2018
Instrument	349234
Transaction Type	Transfer
Record Updated	Feb 07, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	642/634
Date	Aug 23, 2018
Book Page	642/634
Instrument	349235

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2023
Change Frequency	Annually
Min Rate At Change	4.2%
Max Rate At Change	6.63%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Rusk County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
Municipality	Ladysmith City
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,016.00 (+17.83%)	$67,700 (-) Land $6,800 Building $60,900	$115,600 (+36.8%)
2023	$1,711.00	$67,700 Land $6,800 Building $60,900	$84,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 1, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 345 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LADYSMITH WATERWORKS serves 3,184 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.