616 Dry Hill Rd, Ferrum, VA 24088 Property Records

Franklin County property record for 616 Dry Hill Rd, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1995
Lot Size	2.53 acres (110,250 sqft)
Owner	Individual Name on File
Last Sale	$224,900 (Apr 2022)
Tax Bill	$1,161 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`095 00-097 01`

Property Details

APN / Parcel Number

Primary APN	`095 00-097 01`
Alternative APN	`28142`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	3,060 sqft
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Finished Basement	1,248 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	110,250 sqft (2.53 acres)
Terrain	Rolling
Garage Area	550 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	576 sqft
Patio Area	576 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	28142
Street Address	616 DRY HILL RD
City	FERRUM
State	VA
Zip	24088-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	4
Census Block	4034
Census Tract	20600

Owner

616 Dry Hill Rd is owned and occupied by an individual who acquired it in February 2023.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	616 DRY HILL RD, FERRUM, VA 24088-3202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBER ONE FCU
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU
Feb 14, 2023	Gift Deed, Transfer
Apr 1, 2022	Deed, Transfer · Conventional Mortgage MEMBER ONE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on File
Deed Sale	Apr 1, 2022 · Amount on File
Prior Sale	Jun 29, 2007 · Amount on File
Deed Document Number	20222599
Deed Book / Page	1181 / 2846
Last Transfer Date	Feb 10, 2023
Transfer Doc	0011951264
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	616 DRY HILL RD, FERRUM, VA 24088-3202
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012340976
Date	Sep 9, 2025
Book Page	1234/976
Instrument	250005879

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24016

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Aug 24, 2045

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	616 DRY HILL RD, FERRUM, VA 24088-3202
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012022845
Date	Aug 21, 2023
Book Page	1202/2845
Instrument	230004830

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 14, 2023
Property Address	616 DRY HILL RD, FERRUM, VA 24088-3202
Document Number	0011951264
Book / Page	1195 / 1264
Map Reference	MB 542 PG 630
Instrument Date	Feb 10, 2023
Instrument	230000743
Transaction Type	Transfer
Record Updated	Jun 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 DRY HILL RD, FERRUM, VA 24088-3202

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Apr 1, 2022
Property Address	616 DRY HILL RD, FERRUM, VA 24088-3202
Document Number	0011812846
Book / Page	1181 / 2846
Map Reference	MB 542 PG 630
Instrument Date	Mar 30, 2022
Instrument	220002599
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	STAR CITY TITLE AND SETTLEMENT, STAR CITY TITLE AND STLMT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	616 DRY HILL RD, FERRUM, VA 24088-3202

Mortgage

Document Number	0220002600
Date	Apr 1, 2022
Instrument	220002600

Lender

Name	MEMBER ONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 616 Dry Hill Rd was $1,161.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,161.00	$270,200 Land $30,100 Building $240,100	$270,200 Land $30,100 Building $240,100
2023	$1,027.00	$168,500 (-) Land $23,100 Building $145,400	$168,500 (-) Land $23,100 Building $145,400
2022		$168,500 Land $23,100 Building $145,400	$168,500 Land $23,100 Building $145,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 616 Dry Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 616 Dry Hill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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