616 Drake Bay Ter, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 616 Drake Bay Ter, Saint Augustine, FL 32084

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,095 sqft · built 2008
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$161,000 (Apr 2026)
Tax Bill	$2,420 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`086541-1706`

Property Details

APN / Parcel Number

Primary APN	`086541-1706`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,095 sqft Living Area
1st Floor Area	495 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Porch	Finished/Open Porch
Porch Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	616 DRAKE BAY TER
City	SAINT AUGUSTINE
State	FL
Zip	32084-2562
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	54/70-73 PALOMA SUBDIVISION LOT 6 BLOCK 17 OR5530/1879
Legal Range	29E
Legal Township	07S
Legal Section	05
Legal Subdivision	PALOMA SUBDIVISION
Legal Block	17
Legal Lot Number	6
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4016
Census Tract	20904

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	616 DRAKE BAY TER, SAINT AUGUSTINE, FL 32084-2562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM
Apr 5, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 9, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	202631527
Deed Book / Page	6343 / 847
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 14, 2026
Property Address	616 DRAKE BAY TER, SAINT AUGUSTINE, FL 32084-2562
Document Number	0000031527
Book / Page	6343 / 847
Instrument Date	Apr 13, 2026
Instrument	2026.31527
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	ESTATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113,827.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 DRAKE BAY TER, SAINT AUGUSTINE, FL 32084-2562

Mortgage

Document Number	0000031528,
Date	Apr 14, 2026
Book Page	6343/849
Instrument	2026.31528

Lender

Name	MORTGAGE FIRM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 5, 2022
Property Address	616 DRAKE BAY TER, SAINT AUGUSTINE, FL 32084-2562
Document Number	0055301879
Book / Page	5530 / 1879
Map Reference	MB 54 PG 70-73
Instrument Date	Mar 31, 2022
Instrument	2022035280
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 BENVOLIO WAY, SAINT AUGUSTINE, FL 32092-4526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1757 KESWICK RD, SAINT AUGUSTINE, FL 32084-1875

Mortgage

Document Number	0055301882
Date	Apr 5, 2022
Instrument	5530/1882

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 9, 2021
Property Address	616 DRAKE BAY TER, SAINT AUGUSTINE, FL 32084-2562
Document Number	0052011214
Book / Page	5201 / 1214
Map Reference	MB 54 PG 70-73
Instrument Date	Feb 24, 2021
Instrument	2021026089
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$327.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	142 BENVOLIO WAY, ST AUGUSTINE, FL 32092-4526

Mortgage

Document Number	0052011217
Date	Mar 9, 2021
Instrument	5201/1217

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,900 (-4.76%) Land $38,000 Building $108,900	$146,900 (-4.76%) Land $38,000 Building $108,900
2025	$2,420.00 (+2.33%)	$154,237 (-7.95%)	$154,237 (-7.95%) Land $36,000 Building $118,237
2024	$2,365.00 (-2.55%)	$167,552 (-1.68%)	$167,552 (-1.68%) Land $47,500 Building $120,052
2023	$2,427.00 (+20.75%)	$170,410 (+9.09%)	$170,410 (+9.09%) Land $47,500 Building $122,910
2022	$2,010.00	$156,210	$156,210 Land $39,200 Building $117,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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