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616 Cumberland Rd E, Mobile, AL 36608 Property Records

Mobile County property record for 616 Cumberland Rd E, Mobile, AL 36608 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,844 sqft · built 1970
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$480,000 (Oct 2023)
Tax Bill$2,839 (2025)
Deeds & MortgagesOct 2025 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR022805214001102

Property Details

APN / Parcel Number

Primary APNR022805214001102
Alternative APNs
  • 28 05 21 4 001 102.XXX
  • 01669929
  • 1669929

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,844 sqft Living Area
1st Floor Area2,614 sqft
Upper Floors Area1,230 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)

Exterior Amenities

Pool Area612 sqft
PorchOpen Porch
Porch Area318 sqft
Utility Building100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1669929
Old Parcel NumberR022805214001102
Street Address616 CUMBERLAND RD E
CityMOBILE
StateAL
Zip36608-3342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 36 RIDGEFIELD UNIT 1 SEC A MBK 16 P 121 #SEC 21 T4S R2W #MP28 05 21 4 001
Legal Range02W
Legal Township04S
Legal Section21
Legal SubdivisionRIDGEFIELD
Legal Lot Number36
Legal Unit1
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2007
Census Tract3606

Owner

Source: Mobile County records · APN R022805214001102

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address616 CUMBERLAND RD E, MOBILE, AL 36608-3342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Deed of Trust, Mortgage
SELENE FINANCE LP
Oct 30, 2023Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 30, 2023 · Amount on Record
Deed SaleOct 30, 2023 · Amount on Record
Prior SaleOct 27, 1999 · Amount on Record
Deed Document Number2023064252
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address616 CUMBERLAND RD E, MOBILE, AL 36608-3342
Transaction TypeMortgage
Record UpdatedOct 31, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address616 CUMBERLAND RD E, MOBILE, AL 36608-3342

Mortgage

Document Number0000063027
DateOct 20, 2025
Instrument2025063027
Lender
NameSELENE FINANCE LP
TypeMortgage Company
Address3501 OLYMPUS BLVD STE 500, COPPELL, TX 75019
Agreement
AmountAmount Recorded
Term337 Months
DueNov 01, 2053

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateOct 30, 2023
Property Address616 CUMBERLAND RD E, MOBILE, AL 36608-3342
Document Number0000064252
Map ReferenceMB 16 PG 121
Instrument DateOct 26, 2023
Instrument2023064252
Transaction TypeTransfer
Record UpdatedNov 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address953 SAVANNAH ST, MOBILE, AL 36604-3062

Transferred To (Grantee/Buyer)

NameVerified Name
Address616 CUMBERLAND RD E, MOBILE, AL 36608-3342

Mortgage

Document Number0000064253
DateOct 30, 2023
Instrument2023064253
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,839.00 (+17.17%) Homeowner's exemption$45,610 (+16.77%) Land $7,500 Building $38,110$456,100 (+16.77%) Land $75,000 Building $381,100
2024$2,423.00 (+8.7%) Homeowner's exemption$39,060 (+8.53%) Land $7,500 Building $31,560$390,600 (+8.53%) Land $75,000 Building $315,600
2023$2,229.00 Homeowner's exemption$35,990 Land $7,500 Building $28,490$359,900 Land $75,000 Building $284,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mobile County (01097C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010970036062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims37 (1978–2009)
Claims Outside the SFHA24 of 37
Most Recent ClaimMar 2009, other causes
Claims By Storm
  • Hurricane Katrina, Aug 2005 · 2 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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