Monroe County property record for 616 Cole Rd, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,523 sqft · built 1952 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Mar 2026) |
| Tax Bill | $4,299 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jun 2021 Construction Loan + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-59-00061-000 |
| Primary APN | 55-59-00061-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,523 sqft Living Area |
| 1st Floor Area | 1,502 sqft |
| Basement Area | 1,116 sqft |
| Finished Basement | 550 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 247 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Area | 884 sqft |
| Driveway | Driveway |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 221 sqft |
| Patio Area | 100 sqft |
| Balcony Area | 15 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 616 COLE RD |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-4112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | COUNTRY CLUB SUBDIVISION LOT 31 |
| Legal Subdivision | CLUB SUBDIVISION |
| Legal Lot Number | 31 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 831700 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4451 HEISS RD, MONROE, MI 48162-9461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jun 28, 2021 | Deed of Trust, Mortgage · Construction Mortgage QUICKEN LOANS LLC |
| Jul 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Mar 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Mar 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jun 28, 2021 | Deed of Trust, Mortgage · Construction Mortgage QUICKEN LOANS LLC |
| Jul 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Prior Sale | Jan 4, 2011 · Amount on Record |
| Deed Document Number | 20264831 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 616 COLE RD, MONROE, MI 48162-4112 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 616 COLE RD, MONROE, MI 48162-4112 |
| Document Number | 0000001960 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 2023R01960 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 616 COLE RD, MONROE, MI 48162-4112 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 616 COLE RD, MONROE, MI 48162-4112 |
| Document Number | 0000016968 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021R16968 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 616 COLE RD, MONROE, MI 48162-4112 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 616 COLE RD, MONROE, MI 48162-4112 |
| Document Number | 0000010218 |
|---|---|
| Date | Jul 15, 2024 |
| Instrument | 2024R10218 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 616 COLE RD, MONROE, MI 48162-4112 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4451 HEISS RD, MONROE, MI 48162-9461 |
| Document Number | 0000004691 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 2026R04691 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 27, 2026 |
| Property Address | 616 COLE RD, MONROE, MI 48162-4112 |
| Document Number | 0000004831 |
| Map Reference | LB 6 PG 55 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 2026R04831 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2026 |
| Title Company | PRUS TITLE AGENCY LLC, TRU TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 616 COLE RD, MONROE, MI 48162-4112 |
| Name | Verified Name |
|---|---|
| Address | 4451 HELSS RD, MONROE, MI 48162-9461 |
| Document Number | 0000004691 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026R04691 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 616 COLE RD, MONROE, MI 48162-4112 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 616 COLE RD, MONROE, MI 48162-4112 |
| Document Number | 2021R16968 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021R16968 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 616 COLE RD, MONROE, MI 48162-4112 |
| Document Number | 0000012857 |
| Instrument Date | Jul 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 616 COLE RD MONROE MI 481624112, MONROE, MI 48162-4112 |
| Document Number | 0000012857 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 12857 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2029 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,100 (+7.44%) Land $150,100 | $300,200 (+7.44%) Land $300,200 | |
| 2025 | $4,299.00 (+9.11%) Homeowner's exemption | $139,700 (+24.35%) Land $139,700 | $279,400 (+24.35%) Land $279,400 |
| 2023 | $3,940.00 Homeowner's exemption | $112,340 | $224,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T DSL | 100 / 20 |
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