616 Clay St, Jefferson, OH 44047 Property Records

Ashtabula County property record for 616 Clay St, Jefferson, OH 44047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,127 sqft · built 1950
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Jul 2022)
Tax Bill	$2,046 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-005-00-018-00`

Property Details

APN / Parcel Number

Primary APN	`25-005-00-018-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,127 sqft Living Area
1st Floor Area	775 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	87,120 sqft (2 acres)
Terrain	Low
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	616 CLAY ST
City	JEFFERSON
State	OH
Zip	44047-8730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34
Legal Subdivision	JEFFERSON
Legal Lot Number	34
Jurisdiction	ASHTABULA OH
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3026
Census Tract	1102

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	616 CLAY ST, JEFFERSON, OH 44047-8730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit THE ANDOVER BANK
Jul 6, 2022	Warranty Deed, Transfer · Conventional Mortgage THE ANDOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Prior Sale	Aug 30, 2011 · Amount on Record
Deed Document Number	20227243
Deed Book / Page	775 / 818
Prior Transfer Date	Aug 23, 2005
Prior Transfer Doc	0000013908
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	616 CLAY ST, JEFFERSON, OH 44047-8730
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 CLAY ST, JEFFERSON, OH 44047-8730

Mortgage

Document Number	0000012921
Date	Dec 7, 2022
Book Page	786/1159
Instrument	2022-00012921

Lender

Name	THE ANDOVER BANK
Type	Bank
Address	ANDOVER, OH 44003

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 10, 2032

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jul 6, 2022
Property Address	616 CLAY ST, JEFFERSON, OH 44047-8730
Document Number	0000007243
Book / Page	775 / 818
Map Reference	VOL 105 PG 4942
Instrument Date	Jul 6, 2022
Instrument	202200007243
Transaction Type	Transfer
Record Updated	Dec 29, 2022
Title Company	TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	616 CLAY ST, JEFFERSON, OH 44047-8730

Mortgage

Document Number	0000775821
Date	Jul 6, 2022
Instrument	775/821

Lender

Name	THE ANDOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

Mortgage

Document Number	0000007354
Date	Jul 11, 2022
Book Page	775/1431
Instrument	202200007354

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Jefferson Township
Unified School District	Jefferson Area Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,046.00 (+83.5%)	$24,960 (-) Land $7,950 Building $17,010	$71,300 (-) Land $22,700 Building $48,600
2023	$1,115.00 (+25.7%) Homeowner's exemption	$24,960 (+36.54%) Land $7,950 Building $17,010	$71,300 (+36.59%) Land $22,700 Building $48,600
2022	$887.00 Homeowner's exemption	$18,280 Land $6,130 Building $12,150
2020			$52,200 Land $17,500 Building $34,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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