Hardin County property record for 616 Central Ave, Vine Grove, KY 40175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,746 sqft · built 1981 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Nov 2021) |
| Tax Bill | $2,426 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-20-02-049 |
| Primary APN | 140-20-02-049 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,746 sqft Living Area |
| Basement Area | 1,512 sqft |
| Finished Basement | 1,512 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Cape Cod |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 256 sqft |
| Patio Area | 120 sqft |
| Heating System | Central |
|---|
| Street Address | 616 CENTRAL AVE |
|---|---|
| City | VINE GROVE |
| State | KY |
| Zip | 40175-1541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NELSON PL LT 49 #1 |
| Legal Subdivision | NELSON PL |
| Legal Block | 2 |
| Legal Lot Number | 49 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 800 |
616 Central Ave is owned and occupied by an individual who bought it in November 2021.
Source: Hardin County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 616 CENTRAL AVE, VINE GROVE, KY 40175-1541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage SOUTH CENTRAL BANK |
| Feb 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 4, 2021 | Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2021 · Amount on File |
| Deed Sale | Nov 4, 2021 · Amount on File |
| Prior Sale | Jun 4, 2019 · Amount on File |
| Deed Book / Page | 1522 / 1159 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 616 CENTRAL AVE, VINE GROVE, KY 40175-1541 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Title Company | MATTINGYY FORD TITLE, MATTINGLY FORD TITLE |
| Name | Verified Name |
|---|
| Document Number | 2269/1332 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 2269/1332 |
| Instrument | 20190-00006812 |
| Name | SOUTH CENTRAL BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 616 CENTRAL AVE, VINE GROVE, KY 40175-1541 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2299/976 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 2299/976 |
| Instrument | 20200-00002100 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Nov 4, 2021 |
| Property Address | 616 CENTRAL AVE, VINE GROVE, KY 40175-1541 |
| Document Number | 01522/1159 |
| Book / Page | 1522 / 1159 |
| Map Reference | MB 3 PG 33 |
| Instrument Date | Nov 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2022 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 825 LEE RD, VINE GROVE, KY 40175-5203 |
| Name | Verified Name |
|---|---|
| Address | 240 N MYERS RD, BROOKS, KY 40109-5230 |
The 2025 property tax bill for 616 Central Ave was $2,426.
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Vine Grove City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,426.00 | $260,000 Land $18,400 Building $241,600 | $260,000 Land $18,400 Building $241,600 |
| 2023 | $260,000 Land $18,400 Building $241,600 | $260,000 Land $18,400 Building $241,600 | |
| 2021 | $1,769.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 616 Central Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 4 (2019–2025) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 616 Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VINE GROVE WATER DEPARTMENT serves 6,703 people · EPA ID KY0470440 |
|---|---|
| Water Source | Purchased surface water from HARDIN COUNTY WATER DISTRICT #1 |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jun 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures