616 Central Ave, Ashland, KY 41101 Property Records

Boyd County property record for 616 Central Ave, Ashland, KY 41101

Property Summary

Property Type	Single Family Home
Details	912 sqft
Lot Size	0.07 acres (3,108 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Dec 2024)
Tax Bill	$968 (2025)
Deeds & Mortgages	Sep 2021 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-08-08-003.00`

Property Details

APN / Parcel Number

Primary APN	`030-08-08-003.00`
Alternative APN	`186701`

Interior

Stories	1 Story
Building Area	912 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,108 sqft (0.07 acres)
Lot Dimensions	148 ft deep x 20.6 ft wide
Driveway	Concrete Driveway
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Wood
Sewer	Connected

Location & Zoning

Account Number	186701
Street Address	616 CENTRAL AVE
City	ASHLAND
State	KY
Zip	41101-7452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	PART OF LOT 2
Legal Subdivision	B C HYMAN ESTATE
Legal Lot Number	2
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1000
Census Tract	30300

Owner

616 Central Ave is owned and occupied by an individual who bought it in December 2024.

Source: Boyd County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	616 CENTRAL AVE, ASHLAND, KY 41101-7452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2024 · Amount on File
Deed Sale	Dec 20, 2024 · Amount on File
Prior Sale	Jun 7, 2024 · Amount on File
Deed Document Number	202410032336
Deed Book / Page	864 / 732
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Sep 24, 2021
Property Address	616 CENTRAL AVE, ASHLAND, KY 41101-7452
Document Number	000832/324
Book / Page	832 / 324
Instrument Date	Sep 22, 2021
Instrument	10005060
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 MULLINS AVENUE, 101, ASHLAND, KY 41101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	124 CEDAR RIFFLE RD, GREENUP, KY 41144-8279

Mortgage

Document Number	0010005061
Date	Sep 24, 2021
Instrument	10005061

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 6, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 616 Central Ave was $968.

Source: Boyd County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$968.00	$160,000 Land $15,000 Building $145,000	$160,000 Land $15,000 Building $145,000
2023	$197.00	$25,000 Land $2,500 Building $22,500	$25,000 Land $2,500 Building $22,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 616 Central Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 616 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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