616 Cedar Spgs, Sandpoint, ID 83864 Property Records

Bonner County property record for 616 Cedar Spgs, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,838 sqft · built 1996
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,909 (2026)
Deeds & Mortgages	May 2023 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP59N01W087200A`

Property Details

APN / Parcel Number

Primary APN	`RP59N01W087200A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,838 sqft Finished Area
1st Floor Area	1,838 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	3,048 sqft
Parking Spaces	10 Parking Spaces
Lean-To	720 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	616 CEDAR SPGS
City	SANDPOINT
State	ID
Zip	83864-8129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/f-10
Legal Description	8-59N-1W E2NENESE
Legal Range	01W
Legal Township	59N
Legal Section	08
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2021
Census Tract	950201

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	616 CEDAR SPGS, SANDPOINT, ID 83864-8129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Line of Credit HORIZON CU
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage HORIZON CU
Apr 19, 2017	Deed of Trust, Mortgage · Line of Credit HORIZON CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	616 CEDAR SPGS, SANDPOINT, ID 83864-8129
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001019837
Date	May 9, 2023
Instrument	1019837

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	616 CEDAR SPGS, SANDPOINT, ID 83864-8129
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	985992
Date	Jun 24, 2021
Instrument	985992

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	616 CEDAR SPGS, SANDPOINT, ID 83864-8129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	904125
Date	Apr 19, 2017
Instrument	904125

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 18, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,909.00 (+4.83%) Homeowner's exemption	$580,014 (-) Land $215,030 Building $364,984	$580,014 (-) Land $215,030 Building $364,984
2025	$1,821.00 (-16.7%) Homeowner's exemption	$580,014 (-14.32%) Land $215,030 Building $364,984	$580,014 (-14.32%) Land $215,030 Building $364,984
2023	$2,186.00 Homeowner's exemption	$676,925 Land $228,694 Building $448,231	$676,925 Land $228,694 Building $448,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
E.L. Internet Northwest Fixed Wireless	400 / 100
MountainLink Fixed Wireless	250 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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