616 Carnation Dr, Oswego, IL 60543 Property Records

Kendall County property record for 616 Carnation Dr, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,782 sqft · built 1999
Lot Size0.254 acres (11,048 sqft)
OwnerIndividual Name on File
Last Sale$152,500 (Oct 1999)
Tax Bill$8,334 (2024)
Deeds & MortgagesJul 2021 Mortgage
Feb 2017 Transfer
Flood ZoneZone X (minimal risk)
APN03-19-452-007

Property Details

APN / Parcel Number

Primary APN03-19-452-007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,782 sqft Living Area
Gross Area2,243 sqft
1st Floor Area1,782 sqft
Basement Area619 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,048 sqft (0.254 acres)
Lot Dimensions140 ft deep x 73 ft wide
Garage TypeAttached
Garage Area461 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address616 CARNATION DR
CityOSWEGO
StateIL
Zip60543-8257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 142 ARBOR GATE UNIT TWO VILLAGE OF OSWEGO
Legal SubdivisionARBOR GATE
Legal Lot Number142
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2005
Census Tract890108

Owner

616 Carnation Dr is owned and occupied by an individual who acquired it in January 2017.

Source: Kendall County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address616 CARNATION DR, OSWEGO, IL 60543-8257
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
OLD SECOND NATIONAL BANK
Feb 17, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 1999 · Amount on File
Deed SaleOct 4, 1999 · Amount on File
Deed Document Number199914441
Last Transfer DateJan 27, 2017
Transfer Doc0000002850
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address616 CARNATION DR, OSWEGO, IL 60543-8257
Transaction TypeMortgage
Record UpdatedAug 13, 2021
Title CompanyHEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020237
DateJul 30, 2021
Instrument202100020237
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueAug 1, 2041

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENDALL IL
Recording DateFeb 17, 2017
Property Address616 CARNATION DR, OSWEGO, IL 60543-8257
Document Number0000002850
Instrument DateJan 27, 2017
Instrument2850
Transaction TypeTransfer
Record UpdatedMay 12, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address616 CARNATION DR OSWEGO IL 605438257, OSWEGO, IL 60543-8257

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$113,954 Land $26,631 Building $87,323$341,862 Land $79,893 Building $261,969
2024$8,334.00
2022$88,959 Land $20,790 Building $68,169$266,877 Land $62,370 Building $204,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 616 Carnation Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 616 Carnation Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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