616 Benefit Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 616 Benefit Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,916 sqft · built 1952
Lot Size	3.26 acres (142,398 sqft)
Owner	Individual Name on Record
Tax Bill	$7,105 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
APN	`0850000000242`

Property Details

APN / Parcel Number

Primary APN	`0850000000242`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,916 sqft Living Area
1st Floor Area	2,776 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	142,398 sqft (3.26 acres)
Lot Dimensions	231 ft deep x 344 ft wide
Garage Type	Attached
Garage Area	1,100 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	346 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	680 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	616 BENEFIT RD
City	CHESAPEAKE
State	VA
Zip	23322-2323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	LT 1 MINOR SUB GUY B PUGH EST 3.269AC
Legal Subdivision	WHOLE MAP 085/SIR RALEIGH ESTATES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1015
Census Tract	21009

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	616 BENEFIT RD, CHESAPEAKE, VA 23322-2323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 31, 2026
Property Address	616 BENEFIT RD, CHESAPEAKE, VA 23322-2323
Document Number	0000022627
Book / Page	11018 / 206
Instrument Date	Jun 22, 2026
Instrument	202622627
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 BENEFIT RD, CHESAPEAKE, VA 23322-2323

Mortgage

Document Number	0000022627,
Date	Aug 31, 2026
Book Page	11018/206
Instrument	202622627

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	8.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$708,900 (+0.77%) Land $267,600 Building $441,300	$708,900 (+0.77%) Land $267,600 Building $441,300
2025	$7,105.00 (+52.11%)	$703,500 (+17.94%) Land $237,300 Building $466,200	$703,500 (+17.94%) Land $237,300 Building $466,200
2023		$596,500 (+5.58%) Land $187,300 Building $409,200	$596,500 (+5.58%) Land $187,300 Building $409,200
2022		$565,000 Land $167,300 Building $397,700	$565,000 Land $167,300 Building $397,700
2019	$4,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1999–2025)
Claims Outside the SFHA	10 of 10
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20