616 Belgian St, Gilmer, TX 75645 Property Records

Upshur County property record for 616 Belgian St, Gilmer, TX 75645 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	6,715 sqft · built 2022
Lot Size	6.6 acres (287,496 sqft)
Owner	2 Individual Names on File
Last Sale	$551,834 (Apr 2026)
Tax Bill	$6,056 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2026 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`139U-S02-000-003`

Property Details

APN / Parcel Number

Primary APN	`139U-S02-000-003`
Alternative APN	`65106396`

Interior

Building Area	6,715 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	770 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Galvanized Metal
Lot Area	287,496 sqft (6.6 acres)
Garage Area	666 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	139U-S02-000-003
Street Address	616 BELGIAN ST
City	GILMER
State	TX
Zip	75645-0132
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A139 DAVIDSON, JOHN F,TRACT 3, 6.6 ACRES & 2 HOUSES
Legal Tract	3
Jurisdiction	UPSHUR TX
Township / Civil Division	GLADEWATER
Census Block Group	2
Census Block	2027
Census Tract	950700

Owner

Source: Upshur County records · APN 139U-S02-000-003

Assessment roll updated December 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1306 SILVER FALLS RD, LONGVIEW, TX 75604-2260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 01, 2026	Deed, Transfer · Construction Mortgage HUNTINGTON NATIONAL BANK
Sep 03, 2024	Deed of Trust, Mortgage · Construction Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2026 · Amount on Record
Deed Sale	Apr 01, 2026 · Amount on Record
Deed Document Number	20262154
Prior Transfer Date	Apr 02, 2022
Prior Transfer Doc	0000002832
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	616 BELGIAN ST, GILMER, TX 75645-0132
Transaction Type	Mortgage
Record Updated	Apr 07, 2026
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 BE GIAN STREET, GILMER, TX 75645-0132

Mortgage

Document Number	0202601881
Date	Mar 23, 2026
Instrument	202601881

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UPSHUR TX
Recording Date	Apr 01, 2026
Property Address	616 BELGIAN ST, GILMER, TX 75645-0132
Document Number	0000002154
Instrument Date	Mar 31, 2026
Instrument	20262154
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	POST CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 SILVER FALLS RD, LONGVIEW, TX 75604-2260

Mortgage

Document Number	0000002155,
Date	Apr 01, 2026
Instrument	20262155

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.01%
Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	616 BELGIAN ST, GILMER, TX 75645-0132
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 BELGIAN ST, GILMER, TX 75645-0132

Mortgage

Document Number	0202405381
Date	Sep 03, 2024
Instrument	202405381

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2030
Change Frequency	6 Months
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.8%

Tax Assessment & Valuation

Source: Upshur County records · Assessment roll updated December 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,056.00 (+460.74%) Homeowner's exemption	$499,970 (+99.99%) Land $80,520 Building $419,450	$499,970 (+99.99%) Land $80,520 Building $419,450
2023		$250,000 Land $135,755 Building $114,245	$250,000 Land $135,755 Building $114,245
2022	$1,080.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Upshur County (48459C), updated October 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484599507002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 29% of Texas
Wildfire Likelihood	About 1 in 901 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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