616 4th Ave SE, Cascade, IA 52033 Property Records

Dubuque County property record for 616 4th Ave SE, Cascade, IA 52033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1920
Lot Size	0.33 acres (14,400 sqft)
Owner	Individual Name on File
Last Sale	$253,000 (Nov 2025)
Tax Bill	$2,622 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-31-377-003`

Property Details

APN / Parcel Number

Primary APN	`19-31-377-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	756 sqft
Upper Floors Area	756 sqft
Basement Area	756 sqft

Exterior

Year Built	Built 1920
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,400 sqft (0.33 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	1,014 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	292 sqft
Deck Area	280 sqft
Patio Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	616 4TH AVE SE
City	CASCADE
State	IA
Zip	52033-9584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 193 & 194 UNION ADD TO EAST CASCADE;
Legal Subdivision	UNION ADD
Legal Lot Number	193,194
Jurisdiction	DUBUQUE IA
Township / Civil Division	WHITEWATER
Census Block Group	1
Census Block	1034
Census Tract	10300

Owner

616 4th Ave SE is owned and occupied by an individual who bought it in November 2025.

Source: Dubuque County records, as of November 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	616 4TH AVE SE, CASCADE, IA 52033-9584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 18, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 4, 2025	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Oct 19, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 25, 2019	Deed of Trust, Mortgage BARRINGTON BK&TR
Jan 31, 2019	Quit Claim Deed, Transfer BARRINGTON BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on File
Deed Sale	Nov 4, 2025 · Amount on File
Prior Sale	Jan 31, 2019
Deed Document Number	2025-00011919
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	616 4TH AVE SE, CASCADE, IA 52033-9584
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017645
Date	Oct 25, 2021
Instrument	2021-00017645

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	616 4TH AVE SE, CASCADE, IA 52033-9584
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010359
Date	Aug 18, 2022
Instrument	2022-00010359

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2047

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 4, 2025
Property Address	616 4TH AVE SE, CASCADE, IA 52033-9584
Document Number	0000011919
Instrument Date	Oct 30, 2025
Instrument	2025-00011919
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	616 4TH AVE SE, CASCADE, IA 52033-9584

Mortgage

Document Number	0000011920
Date	Nov 4, 2025
Instrument	2025-00011920

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	616 4TH AVE SE, CASCADE, IA 52033-9584
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016085
Date	Oct 19, 2020
Instrument	2020-00016085

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	616 4TH AVE SE, CASCADE, IA 52033-9584
Document Number	0000013393
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	616 4TH AVE SE CASCADE IA 520339584, CASCADE, IA 52033-9584

Mortgage

Document Number	0000013393
Date	Oct 31, 2019
Instrument	13393

Lender

Name	BARRINGTON BK&TR
Type	Bank
Address	9700 W HIGGINS RD, ROSEMONT, IL 60018-4796

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 31, 2019
Property Address	616 4TH AVE SE, CASCADE, IA 52033-9584
Document Number	0000001102
Instrument Date	Jan 25, 2019
Instrument	1102
Transaction Type	Transfer
Record Updated	Feb 21, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	616 4TH AVE SE CASCADE IA 520339584, CASCADE, IA 52033-9584

Mortgage

Document Number	1103
Date	Jan 31, 2019
Instrument	1103

Lender

Name	BARRINGTON BK&TR
Type	Bank
Address	ROSEMONT, IL 60018

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2049

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Cascade City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,000 Land $33,300 Building $180,700	$214,000 Land $33,300 Building $180,700
2024	$2,622.00
2023		$195,200 (+31.25%) Land $33,300 Building $161,900	$195,200 Land $33,300 Building $161,900
2022	$2,212.00 Homeowner's exemption	$148,720 Land $33,350 Building $115,370
2021			$148,720 Land $33,350 Building $115,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 616 4th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 616 4th Ave SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASCADE MUNICIPAL WATER SUPPLY serves 2,386 people · EPA ID IA3118080
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cascade Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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