616 40th St, Richmond, CA 94805 Property Records

Contra Costa County property record for 616 40th St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,981 sqft · built 1955
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$374,000 (Mar 2004)
Tax Bill	$10,248 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`518-340-018-2`

Property Details

APN / Parcel Number

Primary APN	`518-340-018-2`
Alternative APN	`518-340-018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,981 sqft Living Area
1st Floor Area	1,981 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	616 40TH ST
City	RICHMOND
State	CA
Zip	94805-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPAULD RICH PULL TWNST LOTS 44&45 BLK 37
Legal Subdivision	SPAULDING RICHMOND-PULLMAN
Legal Block	37
Legal Lot Number	44,45
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3010
Census Tract	371000

Owner

Source: Contra Costa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	616 40TH ST, RICHMOND, CA 94805-1810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 15, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2004 · Amount on Record
Deed Sale	Mar 31, 2004 · Amount on Record
Prior Sale	Jan 5, 2000 · Amount on Record
Deed Document Number	2004109324
Prior Transfer Date	Jan 2, 2004
Prior Transfer Doc	0000022040
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 16, 2026
Property Address	616 40TH ST, RICHMOND, CA 94805-1810
Document Number	0000097543
Instrument Date	Sep 11, 2026
Instrument	202697543
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 40TH ST, RICHMOND, CA 94805-1810

Mortgage

Document Number	0000097543,
Date	Sep 16, 2026
Instrument	202697543

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	616 40TH ST, RICHMOND, CA 94805-1810
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 40TH ST, RICHMOND, CA 94805-1810

Mortgage

Document Number	0000284476
Date	Nov 23, 2020
Instrument	2020-284476

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	616 40TH ST, RICHMOND, CA 94805-1810
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 40TH ST, RICHMOND, CA 94805-1810

Mortgage

Document Number	0000018949
Date	Jan 31, 2022
Instrument	2022-018949

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	616 40TH ST, RICHMOND, CA 94805-1810
Document Number	0000049135
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 40TH ST RICHMOND CA 948051810, RICHMOND, CA 94805-1810

Mortgage

Document Number	0000049135
Date	Mar 16, 2020
Instrument	49135

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	616 40TH ST, RICHMOND, CA 94805-1810
Document Number	0000133810
Instrument Date	Jul 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 40TH ST RICHMOND CA 948051810, RICHMOND, CA 94805-1810

Mortgage

Document Number	0000133810
Date	Jul 26, 2017
Instrument	133810

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jul 25, 2037

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$622,363 (+2%) Land $362,548 Building $259,815
2025	$10,248.00 (+13.25%)	$610,161 (+15.66%) Land $355,440 Building $254,721
2023	$9,049.00 (+5.21%)	$527,538 Land $341,639 Building $185,899
2022	$8,601.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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