Indian River County property record for 616 34th Ter, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,280 sqft · built 1976 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $288,000 (Oct 2012) |
| Tax Bill | $4,962 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-15-00014-0000-00024.0 |
| Primary APN | 33-39-15-00014-0000-00024.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,280 sqft Living Area |
| 1st Floor Area | 3,280 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 55,757 sqft (1.28 acres) |
| Lot Dimensions | 305 ft deep x 183 ft wide |
| Garage Type | Detached |
| Garage Area | 1,248 sqft |
| Driveway | Driveway |
| Driveway Area | 300 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 564 sqft |
| Patio Area | 144 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 80062 |
|---|---|
| Street Address | 616 34TH TER |
| City | VERO BEACH |
| State | FL |
| Zip | 32968-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | SUBURBAN ACRES SUBDIVISION LOT 24 PBI 9-32 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 15 |
| Legal Subdivision | SUBURBAN ACRES SUBDIVISION |
| Legal Lot Number | 24 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50702 |
The current owner of 616 34th Ter bought it in October 2012.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 616 34TH TER, VERO BEACH, FL 32968-1224 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 28, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2012 · Amount on File |
| Deed Sale | Oct 16, 2012 · Amount on File |
| Deed Document Number | 2245108 |
| Deed Book / Page | 2614 / 1642 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 616 34TH TER, VERO BEACH, FL 32968-1224 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 616 34TH TER, VERO BEACH, FL 32968-1224 |
| Document Number | 0034870701 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 3487/701 |
| Instrument | 3120210081722 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.99% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.99% |
| Index | Other |
| Max Rate | 6.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 616 34TH TER, VERO BEACH, FL 32968-1224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030101739 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 3010/1739 |
| Instrument | 3120170015860 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 9, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 616 34th Ter was $4,962.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,962.00 | $361,684 | $697,376 Land $122,967 Building $574,409 |
| 2023 | $4,396.00 (+2.59%) | $341,254 (+3%) | $676,344 (+15.14%) Land $122,967 Building $553,377 |
| 2022 | $4,285.00 | $331,314 | $587,403 Land $111,788 Building $475,615 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 616 34th Ter in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 234 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 25 (1979–2025) |
| Claims Outside the SFHA | 21 of 25 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 616 34th Ter is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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