6159 Upper Ridge Way, Roscoe, IL 61073 Property Records

Winnebago County property record for 6159 Upper Ridge Way, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,503 sqft · built 1988
Lot Size	0.751 acres (32,709 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Jun 2026)
Tax Bill	$5,626 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-03-353-003`

Property Details

APN / Parcel Number

Primary APN	`08-03-353-003`
Alternative APNs	`803353003` `111C038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,503 sqft Living Area
1st Floor Area	1,503 sqft
Basement Area	1,503 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Concrete
Roof Material	Asphalt
Lot Area	32,709 sqft (0.751 acres)
Garage Area	621 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	111C038
Street Address	6159 UPPER RIDGE WAY
City	ROSCOE
State	IL
Zip	61073-8310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	PLAT OF SAGEWOOD SUB BNG PT SW1/4 SEC3 & PT NW1/4 SEC 10 ALL 45-2 LOT 38
Legal Subdivision	SAGEWOOD SUB
Legal Lot Number	38
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	3
Census Block	3032
Census Tract	3806

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6159 UPPER RIDGE WAY, ROSCOE, IL 61073-8310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Executor's Deed, Transfer NONE LISTED ON DOCUMENT
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NTHRN CREDIT UNION
Sep 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Jun 3, 2026 · Amount on Record
Deed Document Number	202613887
Record Updated	Oct 29, 2026

June 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 3, 2026
Property Address	6159 UPPER RIDGE WAY, ROSCOE, IL 61073-8310
Document Number	0000013886
Instrument Date	May 29, 2026
Instrument	202613886
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$14,165.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 3, 2026
Property Address	6159 UPPER RIDGE WAY, ROSCOE, IL 61073-8310
Document Number	0000013887
Instrument Date	May 29, 2026
Instrument	202613887
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$28,330.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013888,
Date	Jun 3, 2026
Instrument	202613888

Lender

Name	FIRST NTHRN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000013890,
Date	Jun 3, 2026
Instrument	202613890

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 12, 2017
Property Address	6159 UPPER RIDGE WAY, ROSCOE, IL 61073-8310
Document Number	0001027872
Instrument Date	Sep 11, 2017
Instrument	1027872
Transaction Type	Transfer
Record Updated	Sep 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6159 UPPER RIDGE WAY ROSCOE IL 610738310, ROSCOE, IL 61073-8310

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Roscoe Village
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,626.00 (+6.94%) Homeowner's exemption	$74,767 (+9.96%) Land $14,716 Building $60,051	$224,301 (+9.96%) Land $44,148 Building $180,153
2024	$5,261.00	$67,995 (+23.45%) Land $13,383 Building $54,612	$203,985 (+23.45%) Land $40,149 Building $163,836
2022	Homeowner's exemption Disabled Person's exemption	$55,077 Land $10,840 Building $44,237	$165,231 Land $32,520 Building $132,711

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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