6159 Thunder Rd, Holy Cross, IA 52053 Property Records

Dubuque County property record for 6159 Thunder Rd, Holy Cross, IA 52053

Property Summary

Property Type	Single Family Home
Details	1 bd · 5 ba · 1,778 sqft · built 2019
Lot Size	2.56 acres (112,036 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,814 (2024)
Deeds & Mortgages	May 2020 Mortgage Jan 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-18-476-013`

Property Details

APN / Parcel Number

Primary APN	`04-18-476-013`
Alternative APN	`04-18-476-016`

Interior

Bedrooms	1 Bed
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,778 sqft Living Area
Basement Area	1,778 sqft
Finished Basement	1,090 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	112,036 sqft (2.56 acres)
Garage Type	Attached
Garage Area	1,268 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	6159 THUNDER RD
City	HOLY CROSS
State	IA
Zip	52053-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 ELLERBACH ACRES PLAT #5;
Legal Subdivision	ELLERBACH ACRES
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1012
Census Tract	10400

Owner

Source: Dubuque County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6159 THUNDER RD, HOLY CROSS, IA 52053-9642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Jan 25, 2021	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Sep 6, 2019	Trustee's Deed, Construction Loan · Construction Mortgage DUPACO CMNTY CU
Aug 14, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2019
Deed Sale	Aug 14, 2019
Deed Document Number	2019-00009204
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	6159 THUNDER RD, HOLY CROSS, IA 52053-9642
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005987
Date	May 12, 2020
Instrument	2020-00005987

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	6159 THUNDER RD, HOLY CROSS, IA 52053-9642
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001295
Date	Jan 25, 2021
Instrument	2021-00001295

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 24, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DUBUQUE IA
Recording Date	Sep 6, 2019
Property Address	6159 THUNDER RD, HOLY CROSS, IA 52053-9642
Instrument Date	Aug 30, 2019
Instrument	10601
Transaction Type	Construction Loan
Record Updated	Nov 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6159 THUNDER RD HOLY CROSS IA 52053, HOLY CROSS, IA 52053

Mortgage

Document Number	0000010601
Date	Sep 6, 2019
Instrument	10601

Lender

Name	DUPACO CMNTY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	2%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 14, 2019
Property Address	6159 THUNDER RD, HOLY CROSS, IA 52053-9642
Document Number	0000009204
Instrument Date	Aug 9, 2019
Instrument	9204
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28159 THUNDER RD GUTTENBERG IA 520529517, GUTTENBERG, IA 52052-9517

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Holy Cross City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$373,500 (-2.68%) Land $76,300 Building $297,200	$373,500 (-2.68%) Land $76,300 Building $297,200
2024	$3,814.00 (+8.78%)
2023		$383,800 (+42.28%) Land $113,000 Building $270,800	$383,800 (+42.28%) Land $113,000 Building $270,800
2022	$3,506.00 Homeowner's exemption	$269,750 Land $86,950 Building $182,800
2021			$269,750 Land $86,950 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLY CROSS WATER SUPPLY serves 356 people · EPA ID IA3146055
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
AMG Technology Investment Group Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Comelec Services Fixed Wireless	100 / 25
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Maquoketa Valley Rural Electric Cooperative.

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