April 2020: Grant Deed, Subdivision Related Transfer
Document Type
Grant Deed
Jurisdiction
HARRIS TX
Recording Date
Apr 2, 2020
Property Address
6159 EL ORO DR, HOUSTON, TX 77048-4070
Document Number
0000146357
Instrument Date
Mar 31, 2020
Instrument
146357
Transaction Type
Subdivision Related Transfer
Record Updated
Apr 16, 2020
Title Company
OTHER
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
6159 EL ORO DR HOUSTON TX 770484070, HOUSTON, TX 77048-4070
Mortgage
Document Number
146358
Date
Apr 2, 2020
Instrument
146358
Lender
Name
ONETRUST HM LOANS
Type
Funding / Finance Company
Address
SAN DIEGO, CA 92108
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 1, 2050
Mortgage
Document Number
146359,
Date
Apr 2, 2020
Instrument
146359
Lender
Name
HOUSING & CMNTY DEV DEPT
Type
Construction/Development Company
Address
PO BOX 13941, AUSTIN, TX 78711-3941
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 6159 el Oro Dr was $5,825, up 6.4% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Harris County
Municipality
Houston City
Unified School District
Houston Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$259,885 (-11.18%)Land $29,655Building $230,230
$259,885 (-11.18%)Land $29,655Building $230,230
2025
$5,825.00 (+6.37%)
$292,606Land $29,655Building $262,951
$292,606Land $29,655Building $262,951
2024
$5,476.00
2023
$277,332Land $29,655Building $247,677
$277,332Land $29,655Building $247,677
2022
$3,242.00
2020
$638.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 6159 el Oro Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
7 in force
Nearby Flood Claims
13 (1979–2024)
Claims Outside the SFHA
11 of 13
Most Recent Claim
Jul 2024 · Hurricane Beryl
Claims by Event
Hurricane Harvey, Aug 2017 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 6159 el Oro Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source
Surface water
Last State Inspection
Oct 2025
Lead
5 ppb (2024) action level 15 ppb
Violations Reported to EPA
Water Quality
Turbidity resolved · May 2025
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025