Howard County property record for 6157 Stevens Forest Rd, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,175 sqft · built 1971 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Jun 2018) |
| Tax Bill | $7,466 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Jun 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-103381 |
| Primary APN | 16-103381 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,175 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Type | Basement |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 103381 |
|---|---|
| Street Address | 6157 STEVENS FOREST RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-4340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 176 S 5 AR 2 6157 STEVENS FOREST RD VOM STEVENS FORST |
| Legal Subdivision | COLUMBIA VILLAGE OF OAKLAND MILLS |
| Legal Lot Number | 176 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 606603 |
6157 Stevens Forest Rd is owned and occupied by two individuals who bought it in June 2018.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6157 STEVENS FOREST RD, COLUMBIA, MD 21045-4340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 13, 2018 | Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 13, 2018 | Grant Deed, Transfer PROPERTY TITLE AND ESCROW LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2018 · Amount on File |
| Deed Sale | Jun 13, 2018 · Amount on File |
| Prior Sale | Feb 13, 2018 · Amount on File |
| Deed Book / Page | 18223 / 371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6157 STEVENS FOREST RD, COLUMBIA, MD 21045-4340 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CLA TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0190290262 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 19029/262 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 13, 2018 |
| Property Address | 6157 STEVENS FOREST RD, COLUMBIA, MD 21045-4340 |
| Document Number | 0182230371 |
| Book / Page | 18223 / 371 |
| Map Reference | SH6 MB CMP18 FO21 |
| Instrument Date | Jun 8, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | WFG NATL TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5016 PLATA ST, ST CLINTON, MD 00000 |
| Document Number | 0018223378 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 18223/378 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 13, 2018 |
| Property Address | 6157 STEVENS FOREST RD, COLUMBIA, MD 21045-4340 |
| Document Number | 0180500146 |
| Book / Page | 018050 / 000146 |
| Instrument Date | Jan 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | PROPERTY TITLE AND ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $283.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 10112 LAKESIDE CT ELLICOTT CITY MD 210426339, ELLICOTT CITY, MD 21042-6339 |
The 2026 property tax bill for 6157 Stevens Forest Rd was $7,466, up 6.5% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,466.00 (+6.5%) | $482,700 (+6.63%) Land $200,700 Building $282,000 | $482,700 (-) Land $200,700 Building $282,000 |
| 2025 | $7,010.00 | $452,700 | $482,700 Land $200,700 Building $282,000 |
| 2023 | $392,700 Land $180,700 Building $212,000 | $392,700 Land $180,700 Building $212,000 | |
| 2022 | $3,909.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6157 Stevens Forest Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6157 Stevens Forest Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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