6155 Gail Ln, Indian Head, MD 20640 Property Records

Charles County property record for 6155 Gail Ln, Indian Head, MD 20640

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,248 sqft · built 1976
Lot Size1.02 acres (44,431 sqft)
OwnerOwner Name on File
Last Sale$290,000 (Jan 2006)
Tax Bill$3,997 (2023)
Deeds & MortgagesDec 2023 Line of Credit
Jul 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-010977

Property Details

APN / Parcel Number

Primary APN10-010977
Alternative APN
  • 010977

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,248 sqft Total Area
1st Floor Area1,248 sqft
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area44,431 sqft (1.02 acres)

Exterior Amenities

Pool Area700 sqft
Deck Area264 sqft
Patio Area208 sqft
Stable748 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number010977
Street Address6155 GAIL LN
CityINDIAN HEAD
StateMD
Zip20640-3803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWCD
Legal DescriptionLOT 14 RISON ACRES SUB
Legal SubdivisionRISON ACRES SUB
Legal Lot Number14
JurisdictionCHARLES MD
Township / Civil Division10, MARBURY
Census Block Group2
Census Block2004
Census Tract850300

Owner

Source: Charles County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address6155 GAIL LN, INDIAN HEAD, MD 20640-3803
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jul 6, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 31, 2006 · Amount on Record
Deed SaleJan 31, 2006 · Amount on Record
Deed Document Number001606
Deed Book / Page5671 / 682
Record UpdatedJun 7, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address6155 GAIL LN, INDIAN HEAD, MD 20640-3803
Transaction TypeMortgage
Record UpdatedDec 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6155 GAIL LN, INDIAN HEAD, MD 20640-3803

Mortgage

Document Number0131390037
DateDec 6, 2023
Book Page13139/37
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueDec 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address6155 GAIL LN, INDIAN HEAD, MD 20640-3803
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6155L GAIL LN, INDIAN HEAD, MD 20640

Mortgage

Document Number0126230177
DateJul 6, 2022
Book Page12623/177
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueJun 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,997.00$274,700$329,700 Land $90,100 Building $239,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1996–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35
T-Mobile USA
Fixed Wireless
100 / 20

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