6153 Banyan Cir, Fleming Island, FL 32003 Property Records

Clay County property record for 6153 Banyan Cir, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,993 sqft · built 2000
Lot Size	0.821 acres (35,762 sqft)
Owner	2 Trust Names on File
Last Sale	$173,500 (May 2003)
Tax Bill	$2,637 (2024)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`37-05-26-014585-003-62`

Property Details

APN / Parcel Number

Primary APN	`37-05-26-014585-003-62`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,993 sqft Living Area
Gross Area	2,521 sqft
1st Floor Area	1,993 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	35,762 sqft (0.821 acres)
Lot Dimensions	284 ft deep x 126 ft wide
Garage Type	Attached
Garage Area	528 sqft
Porch	Finished/Open Porch
Porch Area	169 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6153 BANYAN CIR
City	FLEMING ISLAND
State	FL
Zip	32003-8164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 55 WEST SHORES FOREST UNIT 3 AS REC OR 2195 PG 2102 & 4826 PG 1516
Legal Range	26E
Legal Township	05S
Legal Section	37
Legal Subdivision	WEST SHORES FOREST UNIT 3
Legal Lot Number	55
Legal Unit	IT3
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30701

Owner

6153 Banyan Cir is owner-occupied and held in a trust since May 2024.

Source: Clay County records, as of December 3, 2025

Owner of Record	2 Trust Names on File
Mailing Address	6153 BANYAN CIR, FLEMING ISLAND, FL 32003-8164
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2003 · Amount on File
Deed Sale	May 12, 2003 · Amount on File
Deed Document Number	200329640
Deed Book / Page	2195 / 2102
Last Transfer Date	May 31, 2024
Transfer Doc	0048261516
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6153 BANYAN CIR, FLEMING ISLAND, FL 32003-8164
Document Number	0039681967
Book / Page	003968 / 001967
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6153 BANYAN CIR FLEMING ISLAND FL 320038164, FLEMING ISLAND, FL 32003-8164

Mortgage

Document Number	0039681967
Date	May 3, 2017
Book Page	003968/001967
Instrument	22269

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 2, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$226,641	$383,932 Land $50,000 Building $333,932
2024	$2,637.00 (-8.91%)
2023	$2,895.00 (+7.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$213,839 (+3%)	$375,898 (+13.44%) Land $50,000 Building $325,898
2022	$2,693.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$207,611	$331,357 Land $50,000 Building $281,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6153 Banyan Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6153 Banyan Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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