61510 Cougar Trl, Bend, OR 97701 Property Records

Deschutes County property record for 61510 Cougar Trl, Bend, OR 97701

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,707 sqft · built 1978
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Tax Bill$11,013 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR10031813120000401

Property Details

APN / Parcel Number

Primary APNR10031813120000401
Alternative APNs
  • 181312 00 00401
  • 112519

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,707 sqft Living Area
1st Floor Area2,911 sqft
2nd Floor Area796 sqft
Fireplaces2 Fireplaces
FireplacePrefabricated

Exterior

Year BuiltBuilt 1978
Architectural StyleSplit Level
Lot Area217,800 sqft (5 acres)
Garage TypeMixed
Garage Area504 sqft
Deck AreaDeck Area
Patio Area1,405 sqft
Total Buildings4 Buildings

Location & Zoning

Account Number112519
Old Parcel NumberR10031813120000401
Street Address61510 COUGAR TRL
CityBEND
StateOR
Zip97701-9424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWN/RNG/MER:SEC 12 TWN 18 RNG 13 MAP REF:181312-00
Legal Range13E
Legal Township18S
Legal Section12
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1039
Census Tract1200

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address61510 COUGAR TRL, BEND, OR 97701-9424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2015
Deed SaleDec 29, 2015
Prior SaleMay 24, 2007
Deed Document Number2015-052526
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address61510 COUGAR TRL, BEND, OR 97701-9424
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025636
DateJul 22, 2019
Instrument2019-25636
Lender
NameFIRST INTERSTATE BANK
TypeBank
AddressBEND, OR 97703
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.12%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.12%
Index1-Year LIBOR
Max Rate9.12%

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,013.00 (+4.5%)$735,277 (+2.98%)$2,042,770 (+3.79%) Land $307,050 Building $1,735,720
2024$10,539.00 (+6.25%)$713,997 (+2.98%)$1,968,160 (-) Land $283,010 Building $1,685,150
2023$9,919.00$693,337$1,968,160 Land $283,010 Building $1,685,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · lower than 71% of Oregon
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
CenturyLink
DSL
10 / 1

May also be available: Wind Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cougar Trl

Nearby Streets

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