6151 Sunset Ridge Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6151 Sunset Ridge Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1998
Lot Size	2.03 acres (88,445 sqft)
Owner	Individual Name on Record
Last Sale	$134,368 (Sep 2022)
Tax Bill	$6,232 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`365-0041-00100`

Property Details

APN / Parcel Number

Primary APN	`365-0041-00100`
Alternative APN	`791879`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,200 sqft Gross Area
1st Floor Area	1,200 sqft
Basement Area	960 sqft
Finished Basement	960 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	88,445 sqft (2.03 acres)
Garage Area	1,488 sqft

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	791879
Street Address	6151 SUNSET RIDGE RD
City	DULUTH
State	MN
Zip	55803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF LOT 4, BLOCK 2, BEING UPLANDOF A LINE PARALLEL WITH AND 3 FEET UPLAND,HORIZONTAL MEASURE, OF FISH LAKE
Legal Subdivision	FISH LAKES SUNSET RIDGE
Legal Block	2
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	FREDENBERG
Census Block Group	2
Census Block	2013
Census Tract	10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6151 SUNSET RIDGE RD, DULUTH, MN 55803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit THE MINERS NATIONAL BANK OF EVELETH
Oct 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE MINERS NATIONAL BANK OF EVELETH
Oct 5, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage THE MINERS NATIONAL BANK OF EVELETH
Jul 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Deed Document Number	20221472645
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6151 SUNSET RIDGE RD, DULUTH, MN 55803
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001476751
Date	Oct 26, 2023
Instrument	1476751

Lender

Name	THE MINERS NATIONAL BANK OF EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6151 SUNSET RIDGE RD, DULUTH, MN 55803
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6151 SUNSET RIDGE RD, DULUTH, MN 55803

Mortgage

Document Number	0001454503
Date	Oct 19, 2022
Instrument	1454503

Lender

Name	THE MINERS NATIONAL BANK OF EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Nov 18, 2036

October 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 5, 2022
Property Address	6151 SUNSET RIDGE RD, DULUTH, MN 55803
Document Number	0001453541
Instrument Date	Sep 27, 2022
Instrument	1453541
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$443.41
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6151 SUNSET RIDGE RD, DULUTH, MN 55803

Mortgage

Document Number	0001454504
Date	Oct 19, 2022
Instrument	1454504

Lender

Name	THE MINERS NATIONAL BANK OF EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 22, 2037

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Sep 22, 2027
Change Frequency	5 Years
Min Rate At Change	7.5%
Max Rate At Change	10.5%
Index	Prime Rate
Margin	2
Max Rate	17.5%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jul 29, 2022
Property Address	6151 SUNSET RIDGE RD, DULUTH, MN 55803
Document Number	0001448550
Instrument Date	Jul 13, 2022
Instrument	1448550
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 W SUPERIOR ST, DULUTH, MN 55802-2191

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Fredenberg Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,232.00 (+5.2%) Homeowner's exemption
2025	$5,924.00 (+30.14%) Homeowner's exemption	$463,600 (-18.03%) Land $154,800 Building $308,800	$463,600 (-18.03%) Land $154,800 Building $308,800
2024	$4,552.00	$565,600 (+30.53%) Land $192,600 Building $373,000	$565,600 (+30.53%) Land $192,600 Building $373,000
2022		$433,300 Land $126,900 Building $306,400	$433,300 Land $126,900 Building $306,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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