6150 Smith Lake Rd, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 6150 Smith Lake Rd, Mount Pleasant, NC 28124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,378 sqft · built 1981
Lot Size	0.667 acres (29,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Mar 2021)
Tax Bill	$1,141 (2023)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5577 89 3289`

Property Details

APN / Parcel Number

Primary APN	`5577 89 3289`
Alternative APNs	`09005 0010.200000` `6255150` `64943`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,378 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,378 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,040 sqft (0.667 acres)
Lot Dimensions	242 ft deep x 120 ft wide
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Patio Area	680 sqft
Storage Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	64943
Street Address	6150 SMITH LAKE RD
City	MOUNT PLEASANT
State	NC
Zip	28124-9115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	WEST SIDE SMITHS LAKE RD
Legal Subdivision	SMITH LAKES LOTS
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	2
Census Block	2023
Census Tract	41602

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6150 SMITH LAKE RD, MOUNT PLEASANT, NC 28124-9115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC
Dec 12, 2018	Trustee's Deed, Construction Loan · Construction Mortgage POOLES RECONSTRUCTION & RESTOR
Nov 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Feb 14, 1992 · Amount on Record
Deed Book / Page	14956 / 215
Prior Transfer Date	Dec 10, 2016
Prior Transfer Doc	13269225
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 1, 2021
Property Address	6150 SMITH LAKE RD, MT PLEASANT, NC 28124-9115
Document Number	0014956215
Book / Page	14956 / 215
Instrument Date	Mar 1, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5303 CAUBLE RD, 5303, MOUNT PLEASANT, NC 28124-9329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6150 SMITH LAKE RD, MOUNT PLEASANT, NC 28124-9115

Mortgage

Document Number	0014956218
Date	Mar 1, 2021
Instrument	14956/218

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 12, 2018
Property Address	6150 SMITH LAKE RD, MT PLEASANT, NC 28124-9115
Book / Page	013297 / 000292
Instrument Date	Nov 5, 2018
Instrument	30695
Transaction Type	Construction Loan
Record Updated	Dec 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6150 SMITH LAKE RD MOUNT PLEASANT NC 281249115, MOUNT PLEASANT, NC 28124-9115

Mortgage

Document Number	13297292
Date	Dec 12, 2018
Book Page	013297/000292
Instrument	30695

Lender

Name	POOLES RECONSTRUCTION & RESTOR
Address	511 EAGLETON DOWNS DR, PINEVILLE, NC 28134-7422

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 11, 2019

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 16, 2018
Property Address	6150 SMITH LAKE RD, MT PLEASANT, NC 28124-9115
Document Number	13269225
Book / Page	013269 / 000225
Instrument Date	Nov 1, 2016
Instrument	28741
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6150 SMITH LAKE RD STANFIELD NC 28163, STANFIELD, NC 28163

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,500 (-) Land $47,000 Building $171,500
2025		$218,500 (+59.29%) Land $47,000 Building $171,500
2024			$218,500 (+59.29%) Land $47,000 Building $171,500
2023	$1,141.00	$137,170 Land $22,500 Building $114,670	$137,170 Land $22,500 Building $114,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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