Howard County property record for 6150 Silver Arrows Way, Columbia, MD 21045
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,080 sqft · built 1997 |
| Lot Size | 0.032 acres (1,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $352,000 (Jan 2019) |
| Tax Bill | $5,563 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-208833 |
| Primary APN | 16-208833 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 3 Stories |
| Building Area | 2,080 sqft Total Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,400 sqft (0.032 acres) |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 208833 |
|---|---|
| Street Address | 6150 SILVER ARROWS WAY |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-7411 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NT |
| Legal Description | LOT B104 1400 SQ 6150 SILVER ARROWS WAY VIL LONGREACH S 4 AR 2 |
| Legal Subdivision | VILLAGE LONG REACH SEC 4 |
| Legal Lot Number | B 104 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 606706 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6150 SILVER ARROWS WAY, COLUMBIA, MD 21045-7411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Sep 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 9, 2019 | Deed, Transfer · Conventional Mortgage FULTON BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2019 · Amount on Record |
| Deed Sale | Jan 9, 2019 · Amount on Record |
| Prior Sale | Jan 7, 1998 · Amount on Record |
| Deed Book / Page | 18514 / 79 |
| Transfer Doc | 0067690556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6150 SILVER ARROWS WAY, COLUMBIA, MD 21045-7411 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0230070186 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | 23007/186 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 28, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6150 SILVER ARROWS WAY, COLUMBIA, MD 21045-7411 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0208930104 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 20893/104 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 9, 2019 |
| Property Address | 6150 SILVER ARROWS WAY, COLUMBIA, MD 21045-7411 |
| Document Number | 0185140079 |
| Book / Page | 18514 / 079 |
| Map Reference | PL 11722 SH 2 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6150 SILVER ARROWS WAY, COLUMBIA, MD 21045-7411 |
| Document Number | 0001851484 |
|---|---|
| Date | Jan 9, 2019 |
| Instrument | 18514/84 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,563.00 (-4.04%) Homeowner's exemption | $427,900 (+8.06%) Land $160,000 Building $267,900 | $427,900 (-) Land $160,000 Building $267,900 |
| 2025 | $5,797.00 (+5.04%) Homeowner's exemption | $395,967 (+19.23%) | $427,900 (+28.85%) Land $160,000 Building $267,900 |
| 2024 | $5,519.00 (+49.77%) | ||
| 2023 | $332,100 Land $140,000 Building $192,100 | $332,100 Land $140,000 Building $192,100 | |
| 2022 | $3,685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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