615 Zoe St, Houston, TX 77020 Property Records

Harris County property record for 615 Zoe St, Houston, TX 77020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,848 sqft · built 1950
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on Record
Tax Bill	$3,647 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`012-073-000-0007`

Property Details

APN / Parcel Number

Primary APN	`012-073-000-0007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1984
Architectural Style	Traditional
Exterior Material	Wood Shingle
Foundation Type	No Foundation
Lot Area	6,250 sqft (0.144 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0120730000007
Street Address	615 ZOE ST
City	HOUSTON
State	TX
Zip	77020-5145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 7 & 8 BLK 71 DENVER
Legal Subdivision	DENVER
Legal Block	71
Legal Lot Number	7,8
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1008
Census Tract	212400

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6718 REDDING SPRINGS LN, HOUSTON, TX 77086-2853
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage FINANCIAL CASUALTY & SURETY INC
Jul 6, 2021	Special Warranty Deed, Transfer
Apr 20, 2021	Deed of Trust, Mortgage FINANCIAL CASUALITY & SURETY INC
Dec 18, 2019	Deed of Trust, Mortgage FINANCIAL CASUALTY & SURETY IN
Dec 19, 2017	Deed of Trust, Mortgage BANKERS INS
Feb 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021
Deed Sale	Jul 6, 2021
Prior Sale	May 10, 2017
Deed Document Number	2021379329
Prior Transfer Date	Jan 16, 2016
Prior Transfer Doc	20170066815
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	615 ZOE ST, HOUSTON, TX 77020-5145
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7434 BROWNWOOD ST B, B, HOUSTON, TX 77020-5525

Mortgage

Document Number	2021620185
Date	Oct 27, 2021
Instrument	2021-620185

Lender

Name	FINANCIAL CASUALTY & SURETY INC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 6, 2021
Property Address	615 ZOE ST, HOUSTON, TX 77020-5145
Document Number	2021379329
Instrument Date	Jun 14, 2021
Instrument	2021-379329
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7434 BROWNWOOD ST, HOUSTON, TX 77020-5525
Investor	Possibly a Property Investor

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	615 ZOE ST, HOUSTON, TX 77020-5145
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021210536
Date	Apr 20, 2021
Instrument	2021-210536

Lender

Name	FINANCIAL CASUALITY & SURETY INC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	615 ZOE ST, HOUSTON, TX 77020-5145
Document Number	0000558550
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 ZOE ST HOUSTON TX 770205145, HOUSTON, TX 77020-5145

Mortgage

Document Number	0000558550
Date	Dec 18, 2019
Instrument	558550

Lender

Name	FINANCIAL CASUALTY & SURETY IN

Agreement

Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	615 ZOE ST, HOUSTON, TX 77020-5145
Document Number	0000559004
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 ZOE ST HOUSTON TX 770205145, HOUSTON, TX 77020-5145

Mortgage

Document Number	0000559004
Date	Dec 20, 2017
Instrument	559004

Lender

Name	BANKERS INS
Address	HOUSTON, TX 77020

Agreement

Amount	Amount Recorded

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Feb 15, 2017
Property Address	615 ZOE ST, HOUSTON, TX 77020-5145
Document Number	0000066815
Instrument Date	Jan 16, 2014
Instrument	66815
Transaction Type	Transfer
Record Updated	Mar 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	17602 MELLOW RIDGE DR SPRING TX 773794141, SPRING, TX 77379-4141

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,647.00 (-9.01%)	$171,638 (-10.4%) Land $112,500 Building $59,138	$171,638 (-10.4%) Land $112,500 Building $59,138
2024	$4,008.00 (+3.86%)
2023		$191,565 Land $112,500 Building $79,065	$191,565 Land $112,500 Building $79,065
2022	$3,859.00 (+51.99%)
2020	$2,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1982–2001)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2001 · Tropical Storm Allison-06-06-2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 882 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Zoe St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures