615 Waycross Rd, Cincinnati, OH 45240 Property Records

Hamilton County property record for 615 Waycross Rd, Cincinnati, OH 45240

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,530 sqft · built 1959
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$254,000 (May 2022)
Tax Bill$5,231 (2025)
Deeds & MortgagesJan 2024 Mortgage
Dec 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN591-0003-0020-00

Property Details

APN / Parcel Number

Primary APN591-0003-0020-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,530 sqft Living Area
1st Floor Area858 sqft
2nd Floor Area672 sqft
Basement Area500 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1959
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions120 ft deep x 65 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address615 WAYCROSS RD
CityCINCINNATI
StateOH
Zip45240-3810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWAYCROSS RD 65 X 120 IRR LOT 125 CAMERON PK SEC 4 BLK E
Legal SubdivisionCAMERON PARK
Legal BlockE
Legal Lot Number125
JurisdictionHAMILTON OH
Township / Civil DivisionFOREST PARK
Census Block Group4
Census Block4011
Census Tract21504

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address615 WAYCROSS RD, CINCINNATI, OH 45240-3810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 30, 2021Warranty Deed, Transfer
May 13, 2022Warranty Deed, Transfer · FHA Mortgage
GUARDIAN SAVINGS BANK
Jan 23, 2018Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2022 · Amount on Record
Deed SaleMay 13, 2022 · Amount on Record
Prior SaleDec 30, 2021 · Amount on Record
Deed Document Number0000047864
Deed Book / Page14667 / 519
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address615 WAYCROSS RD, CINCINNATI, OH 45240-3810
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 WAYCROSS RD, CINCINNATI, OH 45240-3810

Mortgage

Document Number0000006154
DateJan 29, 2024
Book Page15091/1064
Instrument2024-0006154
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term340 Months
DueMay 1, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 30, 2021
Property Address615 WAYCROSS RD, CINCINNATI, OH 45240-3810
Document Number0000155811
Book / Page14574 / 797
Map ReferenceMB 88 PG 55&56
Instrument DateDec 17, 2021
Instrument2021-0155811
Transaction TypeTransfer
Record UpdatedJan 21, 2022

Transaction

AmountAmount Recorded
Tax$315.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7184 GREGORY CREEK LN, WEST CHESTER, OH 45069-1566
InvestorPossibly a Property Investor

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 13, 2022
Property Address615 WAYCROSS RD, CINCINNATI, OH 45240-3810
Document Number0000047864
Book / Page14667 / 519
Map ReferenceMB 88 PG 55&56
Instrument DateApr 29, 2020
Instrument2022-0047864
Transaction TypeTransfer
Record UpdatedJun 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$762.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 WAYCROSS RD, CINCINNATI, OH 45240-3810

Mortgage

Document Number0000047865
DateMay 13, 2022
Instrument2022-0047865
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON OH
Property Address615 WAYCROSS RD, CINCINNATI, OH 45240-3810
Document Number0000016327
Instrument DateJan 23, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 WAYCROSS RD CINCINNATI OH 452403810, CINCINNATI, OH 45240-3810

Mortgage

Document Number0000016327
DateFeb 27, 2018
Book Page013613/000486
Instrument16327
Lender
NameWELLS FARGO BK
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 26, 2048
Interest
Rate4%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityForest Park City
Unified School DistrictWinton Woods City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,231.00 (+2.75%)$88,900 (-) Land $9,282 Building $79,618
2024$5,091.00 (-1.38%)$88,900 (-) Land $9,282 Building $79,618
2023$5,162.00 (-24.29%)$88,900 (%) Land $9,282 Building $79,618$254,000 (-) Land $26,520 Building $227,480
2022$6,818.00 Homeowner's exemption$88,901 Land $8,257 Building $80,644
2020$254,000 Land $23,590 Building $230,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1981)
Most Recent ClaimJun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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