615 Waterloo St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 615 Waterloo St, Saint Clair, MI 48079 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1890
Square Footage	879 sqft Living Area
Lot Size	4,487 sqft (0.103 acres)
Occupancy	Owner Occupied
Last Sale	$122,000 (2024)
Tax Bill	$1,343.00 (2024)

Owner

Source: St. Clair County records · APN 74-07-695-0016-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	615 WATERLOO ST, SAINT CLAIR, MI 48079-5456
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2024 · Amount on Record
Deed Sale	Oct 04, 2024 · Amount on Record
Prior Sale	Oct 21, 2013 · Amount on Record
Deed Doc Number	2024017601
Deed Book / Page	5753 / 181
Record Refreshed	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	615 WATERLOO ST, SAINT CLAIR, MI 48079-5456
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 WATERLOO ST, SAINT CLAIR, MI 48079-5456

Mortgage

Document Number	0005418557
Date	Sep 08, 2021
Book Page	5418/557
Instrument	2021025805

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,700 (+24.63%)
2024	$1,343.00 (+7.61%)		$117,400 (+24.63%)
2023		$47,100
2022	$1,248.00		$94,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`74-07-695-0016-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	879 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1890
Lot Area	4,487 sqft (0.103 acres)
Depth X Width	75 ft x 60 ft Depth x Width

Utilities and HVAC

Heating System	Hot Water Heating

Location & Zoning

Account Number	74076950016000
Street Address	615 WATERLOO ST
City	SAINT CLAIR
State	MI
Zip	48079-5456
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	N 75' OF LOT 18 LUDYAH ROBINSONS PLAT OF PART OF THE VILLAGE OF ST CLAIR
Legal Subdivision	LUDYAH ROBINSONS
Legal Lot Number	18
Legal Unit	18
Jurisdiction	SAINT CLAIR MI
Minor Civil Division	ST. CLAIR
Census Blockgroup	4
Census Block	4010
Census Tract	642000