615 W 3rd St, Peru, IN 46970 Property Records

Miami County property record for 615 W 3rd St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,232 sqft · built 1890
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$65,700 (Aug 2020)
Tax Bill	$807 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Transfer
Flood Zone	Zone X (moderate risk)
APN	`021-22450-00`

Property Details

APN / Parcel Number

Primary APN	`021-22450-00`
Alternative APNs	`52-08-33-201-182.000-016` `00972178169`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	224 sqft
Unfinished Basement	224 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1946
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Terrain	High
Garage Type	Carport
Garage Area	756 sqft
Carport	Carport
Carport Area	756 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00972178169
Street Address	615 W 3RD ST
City	PERU
State	IN
Zip	46970-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-22450-00 BROWNELLS ADD 00-00-00 .00 LOT 210 41 224 50000
Legal Subdivision	BROWNELLS ADDITION
Legal Lot Number	210
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	3
Census Block	3009
Census Tract	952300

Owner

615 W 3rd St is owned and occupied by an individual who bought it in August 2020.

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	615 W 3RD ST, PERU, IN 46970-1710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Aug 7, 2020	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Prior Sale	Apr 28, 2008
Deed Document Number	2020523003
Prior Transfer Date	Apr 12, 2020
Prior Transfer Doc	0000523002
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Aug 7, 2020
Property Address	615 W 3RD ST, PERU, IN 46970-1710
Document Number	20200523003
Instrument Date	Jul 29, 2020
Instrument	20200523003
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 W 3RD ST, PERU, IN 46970-1710

Mortgage

Document Number	20200523004
Date	Aug 7, 2020
Instrument	20200523004

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MIAMI IN
Recording Date	Aug 7, 2020
Property Address	615 W 3RD ST, PERU, IN 46970-1710
Document Number	20200523002
Instrument Date	Apr 12, 2020
Instrument	20200523002
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 W 3RD ST, PERU, IN 46970-1711

Tax Assessment & Valuation

The 2025 property tax bill for 615 W 3rd St was $807 with a homeowner's exemption, up 6.9% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$807.00 (+6.89%) Homeowner's exemption	$86,400 Land $6,800 Building $79,600	$86,400 Land $6,800 Building $79,600
2024	$755.00 (+8.01%)
2023	$699.00 (+78.32%)	$76,200 Land $6,800 Building $69,400	$76,200 Land $6,800 Building $69,400
2022	$392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 W 3rd St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 W 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves.

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