615 Vine St, Unit 23, Oceanside, CA 92054 Property Records

San Diego County property record for 615 Vine St, Unit 23, Oceanside, CA 92054

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 525 sqft · built 1979
Lot Size	1.28 acres (55,959 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jun 2021)
Tax Bill	$4,460 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-334-40-23`

Property Details

APN / Parcel Number

Primary APN	`150-334-40-23`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	525 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Lot Area	55,959 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	615 VINE ST, 23
City	OCEANSIDE
State	CA
Zip	92054-4257
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RH-U
Legal Description	LOT 1 US 23PER DOC83-0164926&UND INT IN TR 010436
Legal Subdivision	VINE VILLAS CONDO
Legal Tract	010436
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18201

Owner

615 Vine St, Unit 23 is owned and occupied by an individual who bought it in June 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	615 VINE ST, 23, OCEANSIDE, CA 92054-4257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Oct 10, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Aug 1, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Feb 22, 2018	Loan Modification, Mortgage CHICAGO TITLE COMPANY-COMMERCIAL DIV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2021 · Amount on File
Deed Sale	Jun 7, 2021 · Amount on File
Prior Sale	Oct 10, 2018 · Amount on File
Deed Document Number	2021421068
Prior Transfer Date	Jul 12, 2018
Prior Transfer Doc	0000314886
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2021
Property Address	615 VINE ST UNIT 23, 23, OCEANSIDE, CA 92054-4257
Document Number	0000421068
Map Reference	MAP 10436
Instrument Date	May 26, 2021
Instrument	2021-0421068
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	TICOR TITLE NLS-ORANGE, TICOR TITLE SD BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 VINE ST, OCEANSIDE, CA 92054-4200

Mortgage

Document Number	0000421069
Date	Jun 7, 2021
Instrument	2021-0421069

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 10, 2018
Property Address	615 VINE ST UNIT 23, 23, OCEANSIDE, CA 92054-4257
Document Number	0000421531
Map Reference	MAP 10436
Instrument Date	Oct 2, 2018
Instrument	2018-0421531
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE SAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	30096 LA PRIMAVERA ST, TEMECULA, CA 92592-2119

Mortgage

Document Number	0000421532
Date	Oct 10, 2018
Instrument	2018-0421532

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 1, 2018
Property Address	615 VINE ST UNIT 23, 23, OCEANSIDE, CA 92054-4257
Document Number	0000314886
Instrument Date	Jul 12, 2018
Instrument	314886
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 600 SOLANA BEACH CA 920750600, SOLANA BEACH, CA 92075-0600

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	615 VINE ST UNIT 23, 23, OCEANSIDE, CA 92054-4257
Document Number	0000378863
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	CHICAGO TITLE COMPANY-COMMERCIAL DIV

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 600 SOLANA BEACH CA 920750600, SOLANA BEACH, CA 92075-0600

Tax Assessment & Valuation

The 2025 property tax bill for 615 Vine St, Unit 23 was $4,460.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$402,986 (+2%) Land $302,241 Building $100,745
2025	$4,460.00	$395,085 Land $296,315 Building $98,770
2023	$4,241.00 (+1.53%)	$379,745 Land $284,809 Building $94,936
2022	$4,177.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 615 Vine St, Unit 23 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Vine St, Unit 23 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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