615 Vine St, Unit 14, Oceanside, CA 92054 Property Records

San Diego County property record for 615 Vine St, Unit 14, Oceanside, CA 92054

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 525 sqft · built 1979
Lot Size1.28 acres (55,959 sqft)
Owner2 Individual Names on File
Last Sale$197,500 (Mar 2017)
Tax Bill$3,140 (2025)
Deeds & MortgagesJul 2026 Line of Credit
May 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN150-334-40-14

Property Details

APN / Parcel Number

Primary APN150-334-40-14

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area525 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCondo/Apartment
Lot Area55,959 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address615 VINE ST, 14
CityOCEANSIDE
StateCA
Zip92054-4255
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRH-U
Legal DescriptionLOT 1 US 14PER DOC83-0164926&UND INT IN TR 010436
Legal SubdivisionVINE VILLAS CONDO
Legal Tract010436
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1000
Census Tract18201

Owner

615 Vine St, Unit 14 is owned and occupied by two individuals who acquired it in December 2020.

Source: San Diego County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address615 VINE ST, 14, OCEANSIDE, CA 92054-4255
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
May 10, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 12, 2017Deed of Trust, Mortgage · Conventional with PMI
CALIBER HM LOANS
Mar 30, 2017Quit Claim Deed, Transfer
LAWYERS TITLE
Mar 30, 2017Grant Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2017 · Amount on File
Deed SaleMar 30, 2017 · Amount on File
Prior SaleJul 3, 2006 · Amount on File
Deed Document Number2017145310
Last Transfer DateDec 14, 2020
Transfer Doc0000358024
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 28, 2026
Property Address615 VINE ST, 14, OCEANSIDE, CA 92054-4255
Document Number0000215401
Instrument DateJul 23, 2026
Instrument2026215401
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 ORANGE BLOSSOM CIR, LADERA RANCH, CA 92694-1251

Mortgage

Document Number0000215401,
DateJul 28, 2026
Instrument2026215401
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.49%
Max Rate-1%

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 10, 2021
Property Address615 VINE ST UNIT 14, 14, OCEANSIDE, CA 92054-4255
Document Number0000358024
Map ReferenceMAP 10436
Instrument DateDec 14, 2020
Instrument2021-0358024
Transaction TypeTransfer
Record UpdatedMay 19, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Mortgage

Document Number0000358025
DateMay 10, 2021
Instrument2021-0358025
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term356 Months
DueJan 1, 2051

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address615 VINE ST UNIT 14, 14, OCEANSIDE, CA 92054-4255
Document Number0000427514
Instrument DateSep 12, 2017
Transaction TypeMortgage
Record UpdatedSep 21, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 VINE ST #14 OCEANSIDE CA 920544255, 14, OCEANSIDE, CA 92054-4255

Mortgage

Document Number0000427514
DateSep 18, 2017
Instrument427514
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 17, 2047

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 30, 2017
Property Address615 VINE ST UNIT 14, 14, OCEANSIDE, CA 92054-4255
Document Number0000145309
Instrument DateMar 22, 2017
Instrument145309
Transaction TypeTransfer
Record UpdatedApr 4, 2017
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2378 FALLBROOK PL ESCONDIDO CA 920276738, ESCONDIDO, CA 92027-6738

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 30, 2017
Property Address615 VINE ST UNIT 14, 14, OCEANSIDE, CA 92054-4255
Document Number0000145310
Instrument DateMar 6, 2017
Instrument145310
Transaction TypeTransfer
Record UpdatedApr 4, 2017
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$217.25
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address615 VINE ST #14 OCEANSIDE CA 920544255, 14, OCEANSIDE, CA 92054-4255

Mortgage

Document Number145311
DateMar 30, 2017
Instrument145311
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 615 Vine St, Unit 14 was $3,140.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$282,504 (+2%) Land $217,321 Building $65,183
2025$3,140.00$276,965 Land $213,060 Building $63,905
2023$2,986.00 (+1.53%)$266,212 Land $204,788 Building $61,424
2022$2,941.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 615 Vine St, Unit 14 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Vine St, Unit 14 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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