615 Vine St, Bedford, VA 24523 Property Records

Bedford County property record for 615 Vine St, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,238 sqft · built 1850
Owner	Individual Name on Record
Tax Bill	$684 (2026)
Deeds & Mortgages	Aug 2019 Second Mortgage Mar 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`212 13 D-T`

Property Details

APN / Parcel Number

Primary APN	`212 13 D-T`
Alternative APN	`80501905`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,238 sqft Living Area

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	615 VINE ST
City	BEDFORD
State	VA
Zip	24523-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINE ST
Legal Subdivision	VINE ST
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	2
Census Block	2016
Census Tract	50101

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	615 VINE ST, BEDFORD, VA 24523-2627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBER ONE FEDERAL CREDIT UNION
Mar 6, 2009	Deed of Trust, Mortgage ALLGOOD CONSTRUCTION COMPANY INC
Dec 8, 2009	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FEDERAL CREDIT UNION
Aug 30, 2010	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 12, 2026	Gift Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 11, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2026
Deed Sale	Jan 12, 2026
Deed Document Number	2026301
Prior Transfer Date	Dec 31, 2025
Prior Transfer Doc	0000000301
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	615 VINE ST, BEDFORD, VA 24523-2627
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190008051
Date	Aug 30, 2019
Instrument	190008051

Lender

Name	MEMBER ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2039

Interest

Rate Type	Fixed Rate

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	615 VINE ST, BEDFORD, VA 24523-2627
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090002571
Date	Mar 6, 2009
Instrument	090002571

Lender

Name	ALLGOOD CONSTRUCTION COMPANY INC
Type	Non-Lending Institution
Address	GREENSBORO, NC 27419

Agreement

Amount	Amount Recorded
Term	81 Months
Due	Dec 1, 2015

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	615 VINE ST, BEDFORD, VA 24523-2627
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090014379
Date	Dec 8, 2009
Instrument	090014379

Lender

Name	MEMBER ONE FEDERAL CREDIT UNION
Address	ROANOKE, VA 24024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 7, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	615 VINE ST, BEDFORD, VA 24523-2627
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0100008438
Date	Aug 30, 2010
Instrument	100008438

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2040

Interest

Rate	4.99%

January 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BEDFORD VA
Recording Date	Jan 12, 2026
Property Address	615 VINE ST, BEDFORD, VA 24523-2627
Document Number	0260000301
Instrument Date	Dec 31, 2025
Instrument	260000301
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 VINE ST, BEDFORD, VA 24523-2627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 VINE ST, BEDFORD, VA 24523-2627

Mortgage

Document Number	0260000302
Date	Jan 12, 2026
Instrument	260000302

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Aug 11, 2022
Property Address	615 VINE ST, BEDFORD, VA 24523-2627
Document Number	0220009026
Instrument Date	Aug 10, 2022
Instrument	220009026
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 VINE ST, BEDFORD, VA 24523-2627

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Municipality	Bedford Town
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$684.00	$167,000 (-) Land $50,000 Building $117,000
2025	$684.00 Additional exemption filed	$167,000 (+1%) Land $50,000 Building $117,000
2023	$684.00 Additional exemption filed	$83,500	$167,000 Land $50,000 Building $117,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, ZiTEL.

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