615 Union St NE, Chatfield, MN 55923 Property Records

Olmsted County property record for 615 Union St NE, Chatfield, MN 55923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,548 sqft · built 1945
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on File
Last Sale	$251,500 (Jul 2026)
Tax Bill	$2,584 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51.31.42.000300`

Property Details

APN / Parcel Number

Primary APN	`51.31.42.000300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	864 sqft
Basement Area	360 sqft
Finished Basement	126 sqft
Unfinished Basement	180 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	615 UNION ST NE
City	CHATFIELD
State	MN
Zip	55923-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-105 RANGE-011 T B TWIFORDS ADD LOT-003 BLOCK-013 E60FT LOT 3 BLK 13
Legal Range	11
Legal Township	105
Legal Section	31
Legal Subdivision	T B TWIFORDS ADD
Legal Block	13
Legal Lot Number	3
Jurisdiction	OLMSTED MN
Township / Civil Division	CHATFIELD
Census Block Group	2
Census Block	2004
Census Tract	2000

Owner

615 Union St NE is owned and occupied by an individual who bought it in July 2026.

Source: Olmsted County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	615 UNION ST NE, CHATFIELD, MN 55923-1054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Jun 14, 2017	Limited Warranty Deed, Transfer
Jan 19, 2017	Warranty Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2026 · Amount on File
Deed Sale	Jul 10, 2026 · Amount on File
Prior Sale	May 1, 2024 · Amount on File
Deed Document Number	20261648496
Prior Transfer Date	Jan 29, 2016
Prior Transfer Doc	A1389780
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jul 10, 2026
Property Address	615 UNION ST NE, CHATFIELD, MN 55923-1054
Document Number	0001648496
Instrument Date	Jun 30, 2026
Instrument	20261648496
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,824.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 UNION ST NE, CHATFIELD, MN 55923-1054

Mortgage

Document Number	0001648497,
Date	Jul 10, 2026
Instrument	20261648497

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

June 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jun 14, 2017
Property Address	615 UNION ST NE, CHATFIELD, MN 55923-1054
Document Number	A1425956
Instrument Date	Jun 9, 2017
Instrument	A-1425956
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 HARWOOD AVE NE, CHATFIELD, MN 55923-1157

January 2017: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jan 19, 2017
Property Address	615 UNION ST NE, CHATFIELD, MN 55923-1054
Document Number	A1416225
Instrument Date	Mar 4, 2016
Instrument	A-1416225
Transaction Type	Foreclosure
Record Updated	Jul 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
Mail Care Of	INFORMATION SYSTEMS NETWORKS CORP
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 615 Union St NE was $2,584, up 33.3% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Chatfield City
Unified School District	Chatfield Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,584.00 (+33.33%)
2025	$1,938.00 Homeowner's exemption	$149,000 (+4.05%) Land $29,100 Building $119,900	$179,400 (+25.28%) Land $35,000 Building $144,400
2024		$143,200 Land $35,000 Building $108,200	$143,200 Land $35,000 Building $108,200
2022	$2,612.00	$147,400 Land $30,000 Building $117,400	$147,400 Land $30,000 Building $117,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 Union St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Union St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chatfield serves 3,005 people · EPA ID MN1230002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Union St NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures