615 Swan River Rd, Bigfork, MT 59911 Property Records

Flathead County property record for 615 Swan River Rd, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,642 sqft · built 1970
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 2021)
Tax Bill	$1,661 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R07101640`

Property Details

APN / Parcel Number

Primary APN	`R07101640`
Alternative APNs	`07-3836-28-2-02-25-0000` `0000981554`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,642 sqft Living Area
1st Floor Area	1,642 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
View / Lot	Mountain
Garage Type	Mixed
Garage Area	1,082 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	697 sqft
Shed	1 Shed
Shed Area	160 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000981554
Street Address	615 SWAN RIVER RD
City	BIGFORK
State	MT
Zip	59911-6335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S28, T27 N, R19 W, ACRES 3, COS 11386-1, TR 5CCA IN L5, ASSR #0000981554
Legal Range	19W
Legal Township	27N
Legal Section	28
Legal Subdivision	CERTIFICATE OF SURVEY #11386
Legal Tract	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	1
Census Block	1002
Census Tract	1303

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	615 SWAN RIVER RD, BIGFORK, MT 59911-6335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 23, 2021	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Apr 10, 2018	Joint Tenancy Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Apr 10, 2018 · Amount on Record
Deed Document Number	202129497
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	615 SWAN RIVER RD, BIGFORK, MT 59911-6335
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 SWAN RIVER RD, BIGFORK, MT 59911-6335

Mortgage

Document Number	202300014673
Date	Aug 17, 2023
Instrument	202300014673

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 23, 2021
Property Address	615 SWAN RIVER RD, BIGFORK, MT 59911-6335
Document Number	202100029497
Instrument Date	Aug 16, 2021
Instrument	202100029497
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1093 SPYGLASS HL, SYRACUSE, UT 84075-7182

Mortgage

Document Number	202100029498
Date	Aug 23, 2021
Instrument	202100029498

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	615 SWAN RIVER RD, BIGFORK, MT 59911-6335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000009982
Date	Apr 20, 2020
Instrument	202000009982

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	615 SWAN RIVER RD, BIGFORK, MT 59911-6335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100001153
Date	Jan 11, 2021
Instrument	202100001153

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

April 2018: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 10, 2018
Property Address	615 SWAN RIVER RD, BIGFORK, MT 59911-6335
Document Number	201800006932
Instrument Date	Apr 10, 2018
Instrument	201800006932
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	615 SWAN RIVER RD, BIGFORK, MT 59911-6335

Mortgage

Document Number	201800006933
Date	Apr 10, 2018
Instrument	201800006933

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Bigfork High School District (09 - 12)
Elementary School District	Swan River Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,661.00 (-56.27%)	$580,300 (-4.82%)
2025			$580,300 (-4.82%) Land $280,700 Building $299,600
2023	$3,798.00	$609,700	$609,700 Land $254,500 Building $355,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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