615 SW Rustic Cir, Stuart, FL 34997 Property Records

Martin County property record for 615 SW Rustic Cir, Stuart, FL 34997 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1974
Square Footage	2,800 sqft Living Area
Lot Size	14,331 sqft (0.329 acres)
Occupancy	Owner Occupied
Last Sale	$735,000 (2023)
Tax Bill	$9,771.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`55-38-41-011-000-0051.0-8-0000`
Alternative APNs	`55-38-41-011-000-00510-8` `44738`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Building Area	2,800 sqft Living Area
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Elevator	Elevator

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	14,331 sqft (0.329 acres)

Exterior Amenities

Deck Area	240 sqft Deck
Porch	Open Porch
Porch Area	1,046 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	615 SW RUSTIC CIR
City	STUART
State	FL
Zip	34997-6233
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RUSTIC ACRES UNREC LOT 51 OR 364/99
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	RUSTIC ACRES UNRECORDED
Legal Block	1
Legal Lot Number	51
Jurisdiction	MARTIN FL
Minor Civil Division	PORT SALERNO-HOBE SOUND
Census Blockgroup	1
Census Block	1000
Census Tract	1103

Owner

Source: Martin County records · APN 55-38-41-011-000-0051.0-8-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	615 SW RUSTIC CIR, STUART, FL 34997-6233
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2023 · Amount on Record
Deed Sale	Aug 02, 2023 · Amount on Record
Prior Sale	Feb 29, 1996 · Amount on Record
Deed Doc Number	20233029015
Deed Book / Page	3389 / 930
Prior Transfer Date	Dec 21, 2012
Prior Transfer Doc	0026210570
Record Refreshed	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 02, 2023
Property Address	615 SW RUSTIC CIR, STUART, FL 34997-6233
Document Number	0009300004
Book / Page	930 / 4
Map Reference	MB 1 PG 98
Instrument Date	Jul 31, 2023
Instrument	3029015
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,145.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 SW RUSTIC CIR, STUART, FL 34997-6233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 SW RUSTIC CIR, STUART, FL 34997-6233

Mortgage

Document Number	0003389934
Date	Aug 02, 2023
Instrument	3389/934

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$435,029 (+105.39%)	$540,460 (+10.87%) Land $280,000 Building $260,460
2024	$9,771.00 (+198.53%)
2023	$3,273.00 (+3.9%) Additional exemption filed	$211,804 (+3%)	$487,450 (+3.56%) Land $250,000 Building $237,450
2022	$3,150.00 Homeowner's exemption	$205,635	$470,690 Land $261,050 Building $209,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 16% of Florida
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.