615 SW Overlook Dr, Stuart, FL 34994 Property Records

Martin County property record for 615 SW Overlook Dr, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,321 sqft · built 2008
Lot Size	0.432 acres (18,861 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (May 2007)
Tax Bill	$14,919 (2024)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-38-41-001-001-00100-3`

Property Details

APN / Parcel Number

Primary APN	`08-38-41-001-001-00100-3`
Alternative APNs	`838410010010010030000` `24155`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,321 sqft Living Area
1st Floor Area	1,238 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2008
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,861 sqft (0.432 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	540 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	809 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24155
Old Parcel Number	838410010010010030000
Street Address	615 SW OVERLOOK DR
City	STUART
State	FL
Zip	34994-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BESSEY'S THIRD ADDN LOTS 10 & 11 BLK 1
Legal Range	41E
Legal Township	38S
Legal Section	08
Legal Subdivision	BESSEYS 3RD ADDITION
Legal Block	1
Legal Lot Number	10-11 11
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1007
Census Tract	701

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	615 SW OVERLOOK DR, STUART, FL 34994-2806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2007 · Amount on Record
Deed Sale	May 1, 2007 · Amount on Record
Deed Document Number	2010382
Deed Book / Page	02244 / 0038
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	615 SW OVERLOOK DR, STUART, FL 34994-2806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031082229
Date	Feb 3, 2020
Book Page	3108/2229
Instrument	2797681

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$871,521 (+5.99%)	$1,668,890 (+11.71%) Land $700,000 Building $968,890
2024	$14,919.00 (+2.16%)
2023	$14,604.00 (+6.13%) Additional exemption filed	$822,292 (+5.74%)	$1,493,950 (+16.07%) Land $500,000 Building $993,950
2022	$13,760.00 Homeowner's exemption	$777,688	$1,287,140 Land $500,000 Building $787,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 units insured incl. 32 condo units
Nearby Flood Claims	3 (2014–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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