615 Summit St, Carthage, NC 28327 Property Records

Moore County property record for 615 Summit St, Carthage, NC 28327

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,095 sqft · built 2004
Lot Size8.25 acres (359,370 sqft)
OwnerIndividual Name on Record
Last Sale$525,000 (Aug 2021)
Tax Bill$4,248 (2026)
Deeds & MortgagesMay 2026 Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN857816736753

Property Details

APN / Parcel Number

Primary APN857816736753
Alternative APNs
  • 94000163
  • 97050850

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,095 sqft Living Area
1st Floor Area3,095 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Construction TypeSteel Frame
Foundation TypeFooting
Roof MaterialRolled Roofing
Lot Area359,370 sqft (8.25 acres)
PorchPorch
Porch Area168 sqft
Patio Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number97050850
Street Address615 SUMMIT ST
CityCARTHAGE
StateNC
Zip28327-4002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal DescriptionDUNBAR LAND CARTHAGE MUNI SUMMITT
Legal SubdivisionKENNETH W ROCK LINDALE M ROCK
JurisdictionMOORE NC
Township / Civil Division1, CARTHAGE
Census Block Group3
Census Block3015
Census Tract950403

Owner

Source: Moore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address615 SUMMIT ST, CARTHAGE, NC 28327-4002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST CAPITAL BANK
Aug 11, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2021 · Amount on Record
Deed SaleAug 11, 2021 · Amount on Record
Prior SaleJul 15, 2014 · Amount on Record
Deed Document Number202118064
Deed Book / Page5678 / 521
Prior Transfer DateNov 30, 2010
Prior Transfer Doc003823/040
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOORE NC
Recording DateMay 28, 2026
Property Address615 SUMMIT ST, CARTHAGE, NC 28327-4002
Document Number0000008143
Book / Page6553 / 269
Instrument DateMay 28, 2026
Instrument20268143
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 SUMMIT ST, CARTHAGE, NC 28327-4002

Mortgage

Document Number0000008143,
DateMay 28, 2026
Book Page6553/269
Instrument20268143
Lender
NameFIRST CAPITAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.3%
Max Rate-1%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOORE NC
Recording DateAug 11, 2021
Property Address615 SUMMIT ST, CARTHAGE, NC 28327-4002
Document Number005678/521
Book / Page5678 / 521
Map ReferenceCAB 5 SL 668
Instrument DateJul 27, 2021
Instrument2021018064
Transaction TypeTransfer
Record UpdatedOct 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2182 COUNTY ROAD 4, 2182, CARLTON, MN 55718-8145

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 SUMMIT ST, CARTHAGE, NC 28327-4002

Mortgage

Document Number2021018065
DateAug 11, 2021
Instrument2021018065
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2041

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityCarthage Town
CountyMoore County
Unified School DistrictMoore County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,248.00$507,290 (-) Land $116,330 Building $390,960
2025$4,248.00 (-4.02%)$507,290 (-) Land $116,330 Building $390,960
2024$507,290 (-) Land $116,330 Building $390,960
2023$4,426.00$507,290 Land $116,330 Building $390,960$507,290 Land $116,330 Building $390,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 64% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CARTHAGE
serves 4,307 people · EPA ID NC0363025
Water SourceSurface water
Last State InspectionApr 2026
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2017
Total trihalomethanes
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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