Moore County property record for 615 Summit St, Carthage, NC 28327
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,095 sqft · built 2004 |
| Lot Size | 8.25 acres (359,370 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $525,000 (Aug 2021) |
| Tax Bill | $4,248 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 857816736753 |
| Primary APN | 857816736753 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,095 sqft Living Area |
| 1st Floor Area | 3,095 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Foundation Type | Footing |
| Roof Material | Rolled Roofing |
| Lot Area | 359,370 sqft (8.25 acres) |
| Porch | Porch |
| Porch Area | 168 sqft |
| Patio Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 97050850 |
|---|---|
| Street Address | 615 SUMMIT ST |
| City | CARTHAGE |
| State | NC |
| Zip | 28327-4002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | DUNBAR LAND CARTHAGE MUNI SUMMITT |
| Legal Subdivision | KENNETH W ROCK LINDALE M ROCK |
| Jurisdiction | MOORE NC |
| Township / Civil Division | 1, CARTHAGE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 950403 |
Source: Moore County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 615 SUMMIT ST, CARTHAGE, NC 28327-4002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CAPITAL BANK |
| Aug 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on Record |
| Deed Sale | Aug 11, 2021 · Amount on Record |
| Prior Sale | Jul 15, 2014 · Amount on Record |
| Deed Document Number | 202118064 |
| Deed Book / Page | 5678 / 521 |
| Prior Transfer Date | Nov 30, 2010 |
| Prior Transfer Doc | 003823/040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | May 28, 2026 |
| Property Address | 615 SUMMIT ST, CARTHAGE, NC 28327-4002 |
| Document Number | 0000008143 |
| Book / Page | 6553 / 269 |
| Instrument Date | May 28, 2026 |
| Instrument | 20268143 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 615 SUMMIT ST, CARTHAGE, NC 28327-4002 |
| Document Number | 0000008143, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 6553/269 |
| Instrument | 20268143 |
| Name | FIRST CAPITAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | Aug 11, 2021 |
| Property Address | 615 SUMMIT ST, CARTHAGE, NC 28327-4002 |
| Document Number | 005678/521 |
| Book / Page | 5678 / 521 |
| Map Reference | CAB 5 SL 668 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021018064 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2182 COUNTY ROAD 4, 2182, CARLTON, MN 55718-8145 |
| Name | Verified Name |
|---|---|
| Address | 615 SUMMIT ST, CARTHAGE, NC 28327-4002 |
| Document Number | 2021018065 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2021018065 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
Source: Moore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Carthage Town |
| County | Moore County |
| Unified School District | Moore County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,248.00 | $507,290 (-) Land $116,330 Building $390,960 | |
| 2025 | $4,248.00 (-4.02%) | $507,290 (-) Land $116,330 Building $390,960 | |
| 2024 | $507,290 (-) Land $116,330 Building $390,960 | ||
| 2023 | $4,426.00 | $507,290 Land $116,330 Building $390,960 | $507,290 Land $116,330 Building $390,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARTHAGE serves 4,307 people · EPA ID NC0363025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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