615 Sumac Rd, Pulaski, TN 38478 Property Records

Giles County property record for 615 Sumac Rd, Pulaski, TN 38478

Property Summary

Property Type	Rural Home
Details	4 ba · 3,904 sqft · built 1985
Lot Size	28.4 acres (1,241,024 sqft)
Owner	Individual Name on Record
Last Sale	$396,500 (Mar 2021)
Tax Bill	$1,981 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028078 02706`

Property Details

APN / Parcel Number

Primary APN	`028078 02706`
Alternative APN	`078 02706`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,904 sqft Living Area
1st Floor Area	2,624 sqft
Upper Floors Area	1,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1987
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,241,024 sqft (28.4 acres)
Terrain	Rolling
Garage Type	Unfinished
Garage Area	1,344 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	615 SUMAC RD
City	PULASKI
State	TN
Zip	38478-8253
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 11, COUNTY AREA: R01
Jurisdiction	GILES TN
Township / Civil Division	5
Census Block Group	3
Census Block	3000
Census Tract	920301

Owner

Source: Giles County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	615 SUMAC RD, PULASKI, TN 38478-8253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Sep 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 2, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Sep 15, 2020
Deed Document Number	21131185
Deed Book / Page	D388 / 885
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Mar 16, 2021
Property Address	615 SUMAC RD, PULASKI, TN 38478-8253
Document Number	0000131185
Book / Page	D388 / 885
Instrument Date	Mar 12, 2021
Instrument	21131185
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	NOT AVAILABLE, GILESTITLEAND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,467.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	205 EDGEWOOD ST, MOUNT PLEASANT, TN 38474-1119

Mortgage

Document Number	0000131186
Date	Mar 16, 2021
Instrument	21131186

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILES TN
Recording Date	Sep 15, 2020
Property Address	615 SUMAC RD, PULASKI, TN 38478-8253
Document Number	0000128330
Book / Page	000386 / 000500
Instrument Date	Sep 2, 2020
Instrument	128330
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 SUMAC RD PULASKI TN 384788253, PULASKI, TN 38478-8253

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	615 SUMAC RD, PULASKI, TN 38478-8253
Document Number	0000121738
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	615 SUMAC RD PULASKI TN 384788253, PULASKI, TN 38478-8253

Mortgage

Document Number	0000121738
Date	May 14, 2019
Book Page	000581/000103
Instrument	121738

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 13, 2034

Tax Assessment & Valuation

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,981.00 (+16.05%) Additional exemption filed	$85,950 (-) Land $10,575 Building $75,375
2024	$1,707.00 Additional exemption filed	$85,950 (-) Land $10,575 Building $75,375
2023	$1,707.00 (+8.45%) Additional exemption filed	$85,950 (+8.49%) Land $10,575 Building $75,375
2022	$1,574.00	$79,225 Land $10,575 Building $68,650	$420,900 Land $119,400 Building $301,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRVIEW UTILITY DISTRICT serves 7,036 people · EPA ID TN0000563
Water Source	Purchased surface water from PULASKI WATER SYSTEM
Last State Inspection	Jan 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
PES Energize Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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