615 Strathclyde Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 615 Strathclyde Dr, O Fallon, MO 63368 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,848 sqft · built 2023
Lot Size	0.178 acres (7,749 sqft)
Owner	2 Individual Names on File
Last Sale	$606,724 (Dec 2023)
Tax Bill	$7,178 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T222000492`

Property Details

APN / Parcel Number

Primary APN	`T222000492`
Alternative APN	`4-0068-D163-00-0403.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,848 sqft Living Area
Gross Area	4,528 sqft
Basement Area	1,680 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	7,749 sqft (0.178 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T222000492
Street Address	615 STRATHCLYDE DR
City	O FALLON
State	MO
Zip	63368-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STREETS OF CALEDONIA #6 LOT 403
Legal Subdivision	STREETS OF CALEDONIA #6
Legal Lot Number	403
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2010
Census Tract	312207

Owner

Source: St. Charles County records · APN T222000492

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	615 STRATHCLYDE DR, O FALLON, MO 63368-2317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Dec 01, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2023 · Amount on Record
Deed Sale	Dec 01, 2023 · Amount on Record
Prior Sale	Aug 01, 2022
Deed Document Number	202349005
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	615 STRATHCLYDE DR, O FALLON, MO 63368-2317
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 STRATHCLYDE DR, O FALLON, MO 63368-2317

Mortgage

Document Number	0000047384
Date	Oct 23, 2025
Instrument	2025R-047384

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 01, 2030
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.7%

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 01, 2023
Property Address	615 STRATHCLYDE DR, O FALLON, MO 63368-2317
Document Number	0000049005
Map Reference	DOC 2021R-095102
Instrument Date	Nov 14, 2023
Instrument	2023R-049005
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 03, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, EDGEWOOD, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	615 STRATHCLYDE DR, O FALLON, MO 63368-2317

Mortgage

Document Number	0000049006
Date	Dec 01, 2023
Instrument	2023R-049006

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Dec 01, 2028
Change Frequency	6 Months
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.8%

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,178.00 (-2.83%)	$108,344 (+714.62%)	$570,231 (+714.62%) Land $70,000 Building $500,231
2024	$7,387.00
2023		$13,300
2022			$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 31% of Missouri
Wildfire Likelihood	About 1 in 2,439 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Cable One, Spectrum, AT&T, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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