615 Stover St, Fort Collins, CO 80524 Property Records

Larimer County property record for 615 Stover St, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1917
Lot Size	0.219 acres (9,583 sqft)
Owner	Owner Name on Record
Last Sale	$190,000 (Aug 2004)
Tax Bill	$3,294 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`97131-10-018`

Property Details

APN / Parcel Number

Primary APN	`97131-10-018`
Alternative APN	`R0049387`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
Basement Area	720 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1917
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Detached
Garage Area	180 sqft
Porch	Porch
Porch Area	874 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0049387
Old Parcel Number	9713110018
Street Address	615 STOVER ST
City	FORT COLLINS
State	CO
Zip	80524-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 150 FT S OF NE COR, BLK 176, FTC, W 190 FT, S 50 FT, E 190 FT, N 50 FT TO BEG
Legal Range	69
Legal Township	07
Legal Section	13
Legal Quarter	NE
Legal Subdivision	FTC BLK 176
Legal Block	176
Legal Lot Number	018
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1012
Census Tract	700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	615 STOVER ST, FORT COLLINS, CO 80524-3124
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2004 · Amount on Record
Deed Sale	Aug 17, 2004 · Amount on Record
Prior Sale	Dec 28, 1998 · Amount on Record
Deed Document Number	2004-0080782
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	615 STOVER ST, FORT COLLINS, CO 80524-3124
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	TITLE365 OMAH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 STOVER ST, FORT COLLINS, CO 80524-3124

Mortgage

Document Number	0000057307
Date	Sep 20, 2022
Instrument	20220057307

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	615 STOVER ST, FORT COLLINS, CO 80524-3124
Transaction Type	Mortgage
Record Updated	Jan 6, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117265
Date	Dec 30, 2021
Instrument	20210117265

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,294.00 (+12.27%)	$33,063 (-7.71%) Land $3,813 Building $29,250	$529,000 (-1.07%) Land $61,000 Building $468,000
2023	$2,934.00 (+69.69%)	$35,825 (+95.62%) Land $4,087 Building $31,738	$534,700 (+102.92%) Land $61,000 Building $473,700
2022	$1,729.00	$18,314 Land $4,240 Building $14,074	$263,500 Land $61,000 Building $202,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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