615 State St, Wood River, IL 62095 Property Records

Madison County property record for 615 State St, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 884 sqft · built 1962
Lot Size	0.107 acres (4,688 sqft)
Owner	Company Name on Record
Last Sale	$57,000 (May 2015)
Tax Bill	$3,213 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2020 Loan Modification
APN	`19-2-08-21-15-407-007`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-21-15-407-007`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	884 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	4,688 sqft (0.107 acres)
Lot Dimensions	125 ft deep x 37 ft wide
Garage Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	615 STATE ST
City	WOOD RIVER
State	IL
Zip	62095-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARNETT TERRACE LOT 282 PT 283 37.5X125
Legal Subdivision	HARNETT TERRACE
Legal Lot Number	282
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	2
Census Block	2007
Census Tract	401101

Owner

Source: Madison County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	570 N WOOD RIVER AVE, WOOD RIVER, IL 62095-1558
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage CNB BANK & TRUST NA
May 1, 2020	Loan Modification, Mortgage · Line of Credit BUSEY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2015 · Amount on Record
Deed Sale	May 6, 2015 · Amount on Record
Prior Sale	Apr 12, 2007 · Amount on Record
Deed Document Number	201514287
Prior Transfer Date	Jul 24, 2014
Prior Transfer Doc	0000024330
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	615 STATE ST, WOOD RIVER, IL 62095-1110
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028220
Date	Aug 25, 2022
Instrument	2022R28220

Lender

Name	CNB BANK & TRUST NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 24, 2032

Interest

Rate Type	Adjustable Rate

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	615 STATE ST, WOOD RIVER, IL 62095-1110
Document Number	0000015081
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	570 N WOOD RIVER AVE WOOD RIVER IL 620951558, WOOD RIVER, IL 62095-1558

Mortgage

Document Number	0000015081
Date	May 12, 2020
Instrument	15081

Lender

Name	BUSEY BK
Type	Bank
Address	WOOD RIVER, IL 62095

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)
Elementary School District	Wood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,213.00 (+10.6%)	$36,700 (+25.99%) Land $3,280 Building $33,420	$110,100 (+25.86%) Land $9,840 Building $100,260
2024	$2,905.00 (+12.42%)
2022	$2,584.00	$29,130 Land $2,600 Building $26,530	$87,478 Land $7,808 Building $79,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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