615 Spring Dr, Fernley, NV 89408 Property Records

Lyon County property record for 615 Spring Dr, Fernley, NV 89408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,290 sqft · built 1998
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Oct 2023)
Tax Bill	$1,501 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-201-01`

Property Details

APN / Parcel Number

Primary APN	`020-201-01`
Alternative APN	`2020101`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,290 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	7,405 sqft (0.17 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	615 SPRING DR
City	FERNLEY
State	NV
Zip	89408-9569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	FREDERICK S & ALICE F BIANCHI TRUST DTD 7/23/07
Legal Subdivision	COUNTRYSIDE 2
Legal Block	D
Legal Lot Number	18
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	1
Census Block	1006
Census Tract	960105

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 SPRING DR, FERNLEY, NV 89408-9569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 6, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 5, 2023	Bargain and Sale Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Deed Document Number	2023674612
Prior Transfer Date	Jul 23, 2007
Prior Transfer Doc	0000412942
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	615 SPRING DR, FERNLEY, NV 89408-9569
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	CORE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 SPRING DR, FERNLEY, NV 89408-9569
Investor	Possibly a Property Investor

Mortgage

Document Number	0000704275
Date	Feb 6, 2026
Instrument	704275

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	615 SPRING DR, FERNLEY, NV 89408-9569
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	CORE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 SPRING DR, FERNLEY, NV 89408-9569
Investor	Possibly a Property Investor

Mortgage

Document Number	0000704275
Date	Feb 6, 2026
Instrument	704275

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Oct 5, 2023
Property Address	615 SPRING DR, FERNLEY, NV 89408-9569
Document Number	0000674612
Map Reference	DOC 44346
Instrument Date	Sep 29, 2023
Instrument	674612
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	TICOR TITLE-FERNLEY, TICOR TITLE FERNLEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,209.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 GRAEAGLE DR, FALLON, NV 89406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 SPRING DR, FERNLEY, NV 89408-9569
Investor	Possibly a Property Investor

Mortgage

Document Number	0000674613
Date	Oct 5, 2023
Instrument	674613

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,501.00 (-6.71%)	$98,282 (+7.39%) Land $54,250 Building $44,032	$280,807 (+7.39%) Land $155,000 Building $125,807
2023	$1,609.00 (+4.01%)	$91,520 (+3.52%) Land $49,000 Building $42,520	$261,485 (+3.52%) Land $140,000 Building $121,485
2022	$1,547.00	$88,411 Land $49,000 Building $39,411	$252,603 Land $140,000 Building $112,603

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30
Choice Broadband Fixed Wireless	100 / 25

May also be available: AT&T.

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