Lake County property record for 615 Smith Ave, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,860 sqft · built 1974 |
| Lot Size | 0.153 acres (6,669 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (May 2013) |
| Tax Bill | $5,714 (2024) |
| Deeds & Mortgages | Aug 2017 Line of Credit Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-401-008 |
| Primary APN | 12-18-401-008 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,860 sqft Living Area |
| Gross Area | 3,245 sqft |
| 1st Floor Area | 860 sqft |
| Upper Floors Area | 1,000 sqft |
| Basement Area | 860 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,669 sqft (0.153 acres) |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 615 SMITH AVE |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLE GROVE (EX E 53.33 FT) LOT 4 |
| Legal Subdivision | BELLE GROVE |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 863202 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 615 SMITH AVE, LAKE BLUFF, IL 60044-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2017 | Deed of Trust, Mortgage · Line of Credit LAKE FOREST BK&TR |
| Aug 11, 2017 | Deed of Trust, Mortgage · Line of Credit LAKE FOREST BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2013 · Amount on Record |
| Deed Sale | May 14, 2013 · Amount on Record |
| Prior Sale | Dec 17, 2003 · Amount on Record |
| Deed Document Number | 20136991939 |
| Prior Transfer Date | Jun 24, 2004 |
| Prior Transfer Doc | 0005616705 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 615 SMITH AVE, LAKE BLUFF, IL 60044-1718 |
| Document Number | 0007424039 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 615 SMITH AVE LAKE BLUFF IL 600441718, LAKE BLUFF, IL 60044-1718 |
| Document Number | 0007424039 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 7424039 |
| Name | LAKE FOREST BK&TR |
|---|---|
| Type | Bank |
| Address | LAKE FOREST, IL 60045 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 615 SMITH AVE, LAKE BLUFF, IL 60044-1718 |
| Document Number | 0007425562 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 615 SMITH AVE LAKE BLUFF IL 600441718, LAKE BLUFF, IL 60044-1718 |
| Document Number | 0007425562 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 7425562 |
| Name | LAKE FOREST BK&TR |
|---|---|
| Type | Bank |
| Address | LAKE FOREST, IL 60045 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $116,890 (+35.11%) Land $20,395 Building $96,495 | $350,705 (+35.11%) Land $61,191 Building $289,514 | |
| 2024 | $5,714.00 (+11.1%) | ||
| 2023 | $5,143.00 (+2.19%) | $86,515 (+6.98%) Land $15,095 Building $71,420 | $259,571 (+6.98%) Land $45,290 Building $214,281 |
| 2022 | $5,033.00 | $80,873 Land $14,110 Building $66,763 | $242,643 Land $42,334 Building $200,309 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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